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1787 48th Ave, San Francisco, CA, 94122

3beds
2baths
1,735sqft
$1,795,000
$1,035price/sqft
$11,520/moest. monthly cost
$460,800/yrincome needed

About This Home

3BR+Office! There is a different pace of life at the edge of San Francisco, where light softens, the air carries a hint of salt, and the Pacific shapes each day. Just one block from Ocean Beach and moments from the evolving Great Highway Park, the coastline becomes part of your daily rhythm, from morning walks along the sand to evenings defined by ocean air and sunset light. This fully reimagined mid century home pairs that setting w/ a comprehensive renovation and thoughtful lower level addition, elevating both design and infrastructure. Upgrades incl new electrical w/ Tesla charger, updated plumbing, remodeled kitchen & baths, and new windows, creating a level of finish rarely found in homes of this era. Inside, natural light moves easily thru the home, enhanced by multiple skylights and a clean, cohesive material palette. Radiant heated polished concrete floors ground the lower level, while driftwood toned parquet above reflects the surrounding coastal tones. The main level offers seamless flow from living to dining to kitchen, anchored by a gas fireplace w/ natural stone surround and complemented by in ceiling audio. The kitchen balances warmth and sophistication w/ dark quartz counters, forest green tile backsplash, and high end appliances incl Fisher & Paykel, KitchenAid, and LG, plus double oven & wine fridge. Toward the rear, large glass openings frame views of the dunes and Pacific beyond, bringing in shifting light and a constant connection to the coast. The rear deck and yard extend the experience outdoors w/ easy indoor outdoor flow, concrete pavers set in river rock, ambient lighting, and coastal inspired finishes. Bedrooms are bright and well proportioned, while the lower level primary suite offers a private retreat w/ custom closets, built in seating, and a spa like bath. Just blocks away, the Noriega corridor offers everyday convenience w/ neighborhood favorites like Devil's Teeth Baking Company, Marco Polo Italian Ice Cream, Gus's Community Market, and more. Here, thoughtful design meets an exceptional coastal setting, where the beach is not a destination, but part of everyday life.

Getting Around

78
WalkingVery Walkable
50
TransitGood Transit
86
BikeVery Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer
  • Laundry features: Ground Floor

Bathroom

  • Features: Double Vanity, Skylight/Solar Tube, Tub w/Shower Over

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo
  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Concrete,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes

Heating

  • Heating features: Radiant

Interior Area

  • Total structure area: 1,735
  • Total interior livable area: 1,735 sqft

Kitchen

  • Area: 0

Living Room

  • Features: Skylight(s)
  • Area: 0

Master Bathroom

  • Features: Double Vanity, Multiple Shower Heads, Shower Stall(s), Tub

Master Bedroom

  • Features: Closet, Ground Floor
  • Area: 0

Property

Details

  • Parcel number: 2001019
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Fencing: Back Yard
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Coast

Lot

  • Lot size: 1,437 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Inside Entrance,Independent,On Site (Single Family Only)
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$202$2,424
Property Taxes $1,844$22,128
Electricity $398$4,786
Total$11,520$138,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$394,971/yr
40% on housing$345,600/yr
45% on housing$307,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,035This listing

vs Other Active Listings

Avg $/sqft

ZIP 94122$638
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94122$1,037
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Pending sale$1,795,000
2026-04-23Listed for sale$1,795,000
2022-01-31Sold$2,400,000
2022-01-19Pending sale$1,595,000
2022-01-06Listed for sale$1,595,000
2013-05-24Sold$897,000
2012-11-30Sold$550,000

For Sale by Agent

AgentAlec L. Mironov, Pacific Edge
BrokeragePacific Edge

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