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2066 45th Ave, San Francisco, CA, 94116

3beds
3baths
2,118sqft
$1,488,000
$703price/sqft
$9,661/moest. monthly cost
$386,440/yrincome needed

About This Home

Nestled in Outer Sunset, just moments from Ocean Beach, this fully reimagined contemporary residence seamlessly blends modern design with original charm, quality craftsmanship, and effortless coastal living. Spanning over 2,100 square feet across two thoughtfully designed levels, this 3-bedroom, 3-bathroom home blends sophisticated modern finishes with relaxed beachside charm. Beautifully remodeled with full permits, the property features updated plumbing, electrical systems, and HVAC ductwork, as well as a dedicated EV chargeroffering a completely turnkey, move-in-ready experience. At the heart of the home, the stunning open-concept kitchen and dining room has been thoughtfully designed for both everyday living and entertaining. Quartz countertops are paired with premium appliances, including a 36-inch Fisher & Paykel French-door refrigerator, 36-inch Bertazzoni gas range, Bertazzoni dishwasher, and Thor Kitchen pull-out drawer microwave. Abundant cabinetry and bar seating peninsula complete this beautifully appointed culinary space. Down the hall are two spacious bedrooms and two tastefully remodeled bathrooms featuring quartz-topped vanities, designer tile, and refined finishes. The serene primary suite offers a walk-in closet, a beautifully updated en-suite bath, and an adjoining sunroom with a skylight and new windowsan ideal retreat for a home office, fitness studio, or creative space. The lower level is designed for entertaining and everyday versatility, offering a spacious media or recreation area with sliding glass doors that open directly to the backyard for seamless indoor-outdoor living. A stylish wet bar creates the perfect setup for hosting family and friends, while a dedicated laundry room and additional storage beneath the staircase add everyday convenience. Also on this level is a private bedroom with a large closet, yard access and a well-appointed full bathroom featuring a tiled walk-in shower. Perfectly positioned in the heart of the Outer Sunset, this home is just four blocks from Ocean Beach and Sunset Dunes Park, where breathtaking sunsets, ocean breezes, and miles of scenic coastline become part of everyday life. Enjoy easy access to neighborhood cafs, acclaimed local restaurants, boutique shops, the Ortega Branch Library, West Sunset Playground, the San Francisco Zoo, and Golden Gate Park, with convenient transit options nearby. This exceptional residence embodies the very best of the Outer Sunset.

Getting Around

66
WalkingSomewhat Walkable
57
TransitGood Transit
75
BikeVery Bikeable

Schools

8/10
Sunset Elementary SchoolGrades K-50.3 mi
8/10
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1947

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 0

Family Room

  • Area: 0

Interior Area

  • Total structure area: 2,118
  • Total interior livable area: 2,118 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 2164019
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 2,996 sqft

Parking

  • Total spaces: 1
  • Parking features: Electric Vehicle Charging Station(s),Garage Door Opener,Garage Faces Side,Independent,On Site (Single Family Only)
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,524$90,288
Home Insurance *$159$1,908
Property Taxes $1,524$18,288
Electricity $454$5,450
Total$9,661$115,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$331,234/yr
40% on housing$289,830/yr
45% on housing$257,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$703This listing

vs Other Active Listings

Avg $/sqft

ZIP 94116$749
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94116$1,070
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$1,488,000
2026-07-24Listed for sale$1,488,000
2026-04-17Sold$1,300,000

For Sale by Agent

AgentTed Manahan
BrokerageSequoia Real Estate

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