Primary listing photo

2082 46th Ave, San Francisco, CA, 94116

2beds
1baths
1,185sqft
$1,098,000
$927price/sqft
$7,236/moest. monthly cost
$289,440/yrincome needed

About This Home

Excellent opportunity to own an investment property in Sunset with stable rent. The main level features 2 bedrooms and one updated full bath, spacious living room, formal dining room, and an updated kitchen. The lower level offers additional bonus rooms with 2 baths (permit status not verified; buyer to investigate). Located in a desirable neighborhood with close proximity to public transportations and freeway access. Whether you're a 1st time home buyer or an investor, this home will be perfect for the new owner.

Getting Around

66
WalkingSomewhat Walkable
56
TransitGood Transit
77
BikeVery Bikeable

Schools

8/10
Sunset Elementary SchoolGrades K-50.4 mi
8/10
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1928

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Oven,Free-Standing Refrigerator,Range Hood

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Room
  • Level: Upper
  • Area: 0

Family Room

  • Level: Upper
  • Area: 0

Features

  • In-Law Floorplan
  • Window features: Dual Pane Partial

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 1,185
  • Total interior livable area: 1,185 sqft

Kitchen

  • Features: Granite Counters
  • Level: Upper
  • Area: 0

Living Room

  • Level: Upper
  • Area: 0

Master Bathroom

  • Features: Tub w/Shower Over

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 2165023A
  • Attached to another structure: Yes
  • Special condition: Offer As Is,Other

Features

  • Fencing: Back Yard
  • Topography of land: Level

Lot

  • Lot size: 2,064 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,552$66,624
Home Insurance *$117$1,404
Property Taxes $1,169$14,028
Electricity $398$4,786
Total$7,236$86,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,091/yr
40% on housing$217,080/yr
45% on housing$192,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$927This listing

vs Other Active Listings

Avg $/sqft

ZIP 94116$754
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94116$1,070
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Listed for sale$1,098,000
2007-02-26Sold$775,000
2002-11-13Sold$505,000

For Sale by Agent

AgentCheryl Yeung
BrokerageColdwell Banker Infiniti Group

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