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2427 43rd Ave, San Francisco, CA, 94116

2beds
1baths
800sqft
$1,388,000
$1,735price/sqft
$9,554/moest. monthly cost
$382,160/yrincome needed

About This Home

Coastal Living Meets Modern Comfort! Turn-Key Sunset Home with Expansion Potential (Professional photography coming soon) Welcome to this newly renovated Sunset District beach house, where coastal calm meets modern urban convenience. Featuring extensive upgrades inside and out, an expansive backyard oasis, and flexible living spaces, this turn-key residence is move-in ready. Enjoy light-filled bedrooms bathed in natural sun and views of the Pacific Ocean. Featuring extensive upgrades inside and out, an expansive backyard oasis, and flexible living spaces, this property offers true move-in condition. Refinished wood parquet floors, fresh interior/exterior paint, and new dual-pane windows. Brand new kitchen with quartz counters, custom cabinetry, stainless appliances, and touchless fixtures. Brand new main bath with marble walk-in shower and Toto bidet. Smart Amenities: Tesla EV charger, automated smart garage, hardwired safety detectors, and epoxy garage flooring with full-size washer/dryer. Flexible Lower Level: Bonus room suite with a refreshed bath ideal as a 3rd bedroom, guest suite, home office, or gym. Outdoor Oasis: Extra-large low-maintenance backyard featuring new water-wise and low maintenance lawn, large concrete patio, organic raised planting bed with drip irrigation, new fencing, and level lot with ADU potential (buyer to verify). Prime Westside Location: Minutes to Ocean Beach, Lake Merced, local dining, Stonestown Galleria, top schools (including Lowell High), SFSU, and L-Taraval MUNI for an easy downtown commute.

Getting Around

77
WalkingVery Walkable
57
TransitGood Transit
69
BikeBikeable

Schools

8/10
Ulloa Elementary SchoolGrades K-50.3 mi
7/10
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1943

Type & Style

  • Home type: SingleFamily
  • Architectural style: Art Deco
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Range Hood,Washer/Dryer Stacked
  • Laundry features: In Garage

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Formal Entry
  • Window features: Bay Window(s),Double Pane Windows
  • Flooring: Wood

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Features: Quartz Counter
  • Level: Main
  • Area: 0

Living Room

  • Features: Skylight(s)
  • Level: Main
  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 2382001F
  • Attached to another structure: Yes
  • Zoning description: See Attached Docs
  • Special condition: Offer As Is

Features

  • Exterior features: Dog Run,Uncovered Courtyard
  • Fencing: Back Yard,Fenced,Front Yard,Wood
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 2,996 sqft
  • Features: Sprinklers In Rear,Garden,Grass Artificial,Landscaped,Low Maintenance,Private,Shape Regular,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached,Garage Door Opener,Guest,Inside Entrance,Tandem,On Site (Single Family Only)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,018$84,216
Home Insurance *$148$1,776
Property Taxes $1,990$23,880
Electricity $398$4,786
Total$9,554$114,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$327,565/yr
40% on housing$286,620/yr
45% on housing$254,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,735This listing

vs Other Active Listings

Avg $/sqft

ZIP 94116$748
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94116$1,070
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$1,388,000
2025-09-05Sold$758,500

For Sale by Agent

AgentEdwin M. Camarao
BrokerageIntero Real Estate Services

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