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2647 20th Ave, San Francisco, CA, 94116

3beds
1baths
1,300sqft
$2,190,000
$1,685price/sqft
$13,870/moest. monthly cost
$554,800/yrincome needed

About This Home

Nestled in the heart of San Francisco's desirable Parkside neighborhood, this charming 3-bedroom,1-bath home offers classic character, abundant natural light, and exciting potential. Featuring a functional floor plan with inviting living spaces, this well-loved home is ready for your personal updates and vision. The spacious garage provides ample parking and storage, with potential for an ADU (buyer to verify with the City). A private backyard offers room for gardening, entertaining, or future enhancements. Ideally located within walking distance to Golden Gate Park and just minutes from Ocean Beach, shopping, dining, schools, and public transportation. A wonderful opportunity for homeowners, investors, or contractors to create value and make this Parkside gem their own.

Getting Around

87
WalkingVery Walkable
73
TransitExcellent Transit
65
BikeBikeable

Schools

7/10
Aptos Middle SchoolGrades 6-80.8 mi
9/10
Lowell High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Concrete Perimeter
  • Roof: Foam

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other

Family Room

  • Features: SeparateFamilyRoom

Features

  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 2476012
  • Zoning: RH1
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 3,000 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,073$132,876
Home Insurance *$234$2,808
Property Taxes $2,165$25,980
Electricity $398$4,786
Total$13,870$166,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$475,542/yr
40% on housing$416,100/yr
45% on housing$369,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,685This listing

vs Other Active Listings

Avg $/sqft

ZIP 94116$730
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94116$1,070
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$2,190,000
2026-06-10Price change$2,499,000
2026-06-02Listed for sale$1,889,000
2006-01-03Sold$780,000

For Sale by Agent

AgentLei Peng
BrokerageBQ Realty

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