Primary listing photo
Listing photo 2

1397 Minna St, San Francisco, CA, 94103

2beds
1baths
803sqft
$990,000
$1,233price/sqft
$6,640/moest. monthly cost
$265,600/yrincome needed

About This Home

This SFR located in the vibrant, mixed-use South of Market neighborhood. It situated near major transportation links, downtown, and various local amenities typical of a dense city environment. It is near major thorough fares like Mission street and Van Ness Ave, providing easy access to public transportation and easy commuting. It is surrounding small businesses, and proximity to shopping and dinning options. It can be great investment that generate great rental income. Or Owner can occupy main level and receive income to help your mortgage payment. Don't miss it great opportunity.

Getting Around

99
WalkingWalker's Paradise
99
TransitRider's Paradise
100
BikeBiker's Paradise

Schools

2/10
3/10
Mission High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Fixer,Original
  • Year built: 1906

Materials

  • Foundation: Combination,Concrete
  • Roof: Shingle
  • Construction materials: Brick,Concrete,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: None

Bathroom

  • Features: Shower Stall(s)

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • In-Law Floorplan
  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 803
  • Total interior livable area: 803 sqft

Kitchen

  • Features: Tile Counters
  • Level: Lower,Main
  • Area: 0

Living Room

  • Level: Main
  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 3548028
  • Special condition: Offer As Is

Features

  • Topography of land: Level

Lot

  • Lot size: 875.56 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$180$2,160
Property Taxes $1,057$12,684
Electricity $398$4,786
Total$6,640$79,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,657/yr
40% on housing$199,200/yr
45% on housing$177,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,233This listing

vs Other Active Listings

Avg $/sqft

ZIP 94103$540
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94103$545
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Listed for sale$990,000
2025-07-20Listing removed$999,000
2025-02-17Price change$999,000
2025-01-22Listed for sale$1,059,000
2024-09-05Listing removed$1,099,000
2024-09-05Price change$1,099,000
2024-08-17Listed for sale$1,150,000
2005-10-27Sold$625,000
2000-05-11Sold$305,000

For Sale by Agent

AgentKathy Tong
BrokeragePrime Meridian Realty & Mtg.

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