




4048 23rd St, San Francisco, CA, 94114
About This Home
4048 23rd Street is a beautifully maintained John Anderson Victorian home on a tree-lined block in Noe Valley. Its preserved facade sets the tone for a rich collection of period details, including an original staircase, ornate ceiling designs and medallions, bay windows, and finely crafted millwork and built-ins. A formal foyer leads to a sunlit, south-facing living room with verdant outlooks and a wood-burning fireplace. Just beyond, a spacious dining room overlooks the gorgeous garden and connects seamlessly to a functional kitchen with a separate eating area. Off the kitchen, a walkout deck descends to a serene, landscaped garden featuring multiple terraces, mature plantings, and a tranquil stream/water feature. Back inside, a full bathroom completes the main level. Upstairs, the bedroom level offers a generously sized primary suite with a walk-in closet, two additional bedrooms, and a full bath, all connected by a wide hallway. The lower level includes a flexible office or guest bedroom, with potential to expand into a larger suite and/or add a bathroom. Additionally, there is a spacious one-car garage with abundant storage. Located just two and a half blocks from vibrant 24th Street the heart of Noe Valley you're moments from neighborhood favorites, cafes, and everyday conveniences.
Getting Around
Schools
Construction
Condition
- Year built: 1908
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedroom1
- Area: 0
Bedroom2
- Area: 0
Bedroom3
- Area: 0
Bedroom4
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Area: 0
Family Room
- Area: 0
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Interior Area
- Total structure area: 2,122
- Total interior livable area: 2,122 sqft
Kitchen
- Area: 0
Living Room
- Area: 0
Master Bedroom
- Area: 0
Property
Details
- Parcel number: 3624015
- Attached to another structure: Yes
- Special condition: Standard
Lot
- Lot size: 2,848 sqft
Parking
- Total spaces: 1
- Parking features: Attached,Independent,On Site (Single Family Only)
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in San Francisco County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,155 | $193,860 |
| Home Insurance * | $362 | $4,344 |
| Property Taxes | $3,508 | $42,096 |
| Electricity | $455 | $5,460 |
| Total | $20,480 | $245,760 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Pending sale | $3,195,000 |
| 2026-04-30 | Listed for sale | $3,195,000 |
