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20512 7th St NE, East Bethel, MN, 55011

3beds
2baths
1,872sqft
$389,000
$208price/sqft
$2,588/moest. monthly cost
$103,520/yrincome needed

About This Home

Welcome to this 3-bedroom, 2-bath split-entry home situated on a spacious 1.8-acre lot with mature tree coverage. The upper level features a comfortable living room, kitchen, dining area, two bedrooms and a full bath. The finished walkout lower level offers a family room, third bedroom, ¾ bath, utility/laundry room and a wood-burning fireplace. Additional highlights include a deck, tile flooring, ceiling fans, an attached 2-car garage and an asphalt driveway. Property includes natural gas forced-air heat, a drilled well and a compliant septic system. Enjoy peaceful acreage living with convenient access to area amenities including Hidden Haven, Rufuge Golf Courses and the St. Francis School District. Updates Include New Roof in 23, Exterior Paint May 26, New Waterproof Plank Flooring, 4 New Windows. Plenty of room next to garage for a detached by removing a few Pine Trees. MUST SEE!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
5/10
8/10
St. Francis High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Gas Water Heater,Range,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Drain Tiled,Finished,Walk-Out Access

Bathroom

  • Level: Lower
  • Area: 60
  • Dimensions: 5x12

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom2

  • Level: Upper
  • Area: 117
  • Dimensions: 9x13

Bedroom3

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 70
  • Dimensions: 7x10

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 864
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Attic Fan,Wall Unit(s)

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 1,872 sqft

Kitchen

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: Upper
  • Area: 266.5
  • Dimensions: 13x20.5

Utility Room

  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 183323340014
  • Zoning description: Residential-Single Family
  • Foundation area: 1008

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 1.80 Acres
  • Features: Tree Coverage - Heavy
  • Lot size dimensions: 244 x 321

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$215$2,580
Property Taxes $237$2,844
Electricity $170$2,050
Total$2,588$31,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,731/yr
40% on housing$77,640/yr
45% on housing$69,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 55011$213
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55011$206
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$369,000
2026-07-29Listed for sale$389,000
1986-02-01Sold$70,500

For Sale by Agent

AgentRob Paulno
BrokerageElite Realty Minnesota

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