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2725 20th St, San Francisco, CA, 94110

3beds
2baths
1,330sqft
$1,424,900
$1,071price/sqft
$9,316/moest. monthly cost
$372,640/yrincome needed

About This Home

Right in the heart of the Mission's lively 20th Street corridor, this contemporary home offers flexibility, character, and serious upside in one of San Francisco's most sought-after neighborhoods. The main level is bright and inviting, featuring a recently remodeled kitchen that opens into the living and dining areas perfect for everyday living or entertaining. You'll find stainless steel appliances, a skylight, and large windows that bring in great natural light, along with a remodeled upstairs bathroom, updated bedroom, remodeled kitchen and in-unit washer/dryer. Downstairs adds even more versatility with three additional rooms, currently used as bedrooms, but easily adaptable for a home office or family room depending on your needs. The lower level also features remodeled flooring and its own updated feel throughout. Recent upgrades include fresh interior paint, a new roof, new exit doors, and a new egress staircase giving added value and peace of mind. Step outside to a private back patio, or take advantage of the roof space with downtown views ideal for enjoying sunny Mission days. All of this just steps from some of the city's best renowned restaurants, cocktail bars, coffee shops, and iconic murals that define the neighborhood. A rare opportunity to own a single-family home in a prime location, at a price point that rivals a condo. Roof deck pictures are virtually staged.

Getting Around

96
WalkingWalker's Paradise
80
TransitExcellent Transit
96
BikeBiker's Paradise

Schools

4/10
Bryant Elementary SchoolGrades K-50.6 mi
2/10
4/10

Construction

Condition

  • Property condition: Updated/Remodeled

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Modern/High Tech
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Dryer,Washer

Bathroom

  • Features: Shower Stall(s), Tub w/Shower Over

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Features

  • Window features: Double Pane Windows
  • Flooring: Laminate,Tile

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 1,330
  • Total interior livable area: 1,330 sqft

Kitchen

  • Features: Kitchen/Family Combo, Quartz Counter, Skylight(s)
  • Level: Main
  • Area: 0

Living Room

  • Level: Main
  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 408837B
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Fencing: Fenced

Lot

  • Lot size: 962.68 sqft
  • Features: Shape Regular

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,205$86,460
Home Insurance *$231$2,772
Property Taxes $1,482$17,784
Electricity $398$4,786
Total$9,316$111,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$319,405/yr
40% on housing$279,480/yr
45% on housing$248,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,071This listing

vs Other Active Listings

Avg $/sqft

ZIP 94110$639
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94110$905
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,298,000
2019-12-12Sold$1,175,000
2019-11-14Pending sale$1,249,000
2019-10-11Price change$1,249,000
2019-09-20Listed for sale$1,299,000
2018-09-19Listing removed$1,300,000
2018-06-21Price change$1,300,000
2018-06-01Listed for sale$999,000
2018-04-09Listing removed$1,325,000
2018-03-27Price change$1,325,000
2018-03-01Listed for sale$1,195,000
2015-11-02Sold$975,000
2015-09-25Listed for sale$795,000
2015-08-16Listing removed$995,000
2015-07-17Listed for sale$995,000
2007-11-14Sold$565,000
2007-05-11Sold$606,023
2006-03-07Sold$710,000
2005-09-30Sold$547,500
1996-07-01Sold$142,000

For Sale by Agent

AgentChristian J. Rosales
BrokerageThe Canlas Brothers

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