Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

143 Prospect Avenue, San Francisco, CA, 94110

1beds
1baths
700sqft
$658,000
$940price/sqft
$4,225/moest. monthly cost
$169,000/yrincome needed

About This Home

Knock-Knock Opportunity in Bernal Heights - Cash Buyers Welcome. Built in 1900 and ready for its next chapter, this Bernal Heights fixer presents a rare opportunity to restore, reimagine, or reinvent a piece of San Francisco history. Perched in one of the city's most sought-after neighborhoods, the property offers captivating views, period charm, and tremendous upside for investors, contractors, and visionary buyers. Tax Records indicate 1 Bedroom/1 Bath. Lived as a 3 bedroom utilizing finished attic as 2 additional bedrooms. Bring your tools, creativity, and ambition this is a true knock-knock opportunity where potential abounds. Beyond the property itself, the location is exceptional. Enjoy easy access to the beloved Mitchell's Ice Cream, a neighborhood institution known for drawing visitors from across the Bay Area. Take in panoramic city and bay views from Bernal Heights Park, or enjoy nearby green spaces including Winfield Scott Square and the pet-friendly Precita Park. Cortland Avenue offers a charming village atmosphere with local favorites such as Good Life Grocery and Avedano's Meats. Dining options abound, including Vega and Moki's Sushi, while nearby Mission Street destinations include The Front Porch featured twice on Food Network's Diners, Drive-Ins and Dives and Four Chairs for popular brunch outings. The neighborhood offers convenient access to transportation, downtown San Francisco, and countless iconic city destinations, this property offers the chance to create something special in a location that continues to captivate residents and visitors alike. Restore. Renovate. Reimagine. Opportunities like this in Bernal Heights don't come along often.

Getting Around

95
WalkingWalker's Paradise
76
TransitExcellent Transit
72
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Heating

  • Heating features: Wall Furnace

Interior Area

  • Total structure area: 700
  • Total interior livable area: 700 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 5617030
  • Zoning: RH2
  • Special condition: Probate Listing

Features

  • Stories: 2
  • Has view: Yes
  • View description: Sutro Tower,San Francisco,City

Lot

  • Lot size: 1,746 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,327$39,924
Home Insurance *$106$1,272
Property Taxes $394$4,728
Electricity $398$4,786
Total$4,225$50,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,857/yr
40% on housing$126,750/yr
45% on housing$112,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$940This listing

vs Other Active Listings

Avg $/sqft

ZIP 94110$643
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94110$905
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$658,000
2026-07-01Price change$658,000
2026-06-15Listed for sale$750,000

For Sale by Agent

AgentDebbie Souza
BrokerageCompass

Similar Homes