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702 Southwood Dr, Shippensburg, PA, 17257

4beds
3baths
1,873sqft
$405,000
$216price/sqft
$3,019/moest. monthly cost
$120,760/yrincome needed

About This Home

Located in the highly convenient Southwood Crossing neighborhood, this truly one-of-a-kind home is a custom creation by Rine & Rine Builders, thoughtfully designed with comfort, longevity, and flexibility in mind—making it ideal for multi-generational living. Offering 4 bedrooms and 3 full bathrooms, the home features open-concept living, main-level laundry, and wide 36-inch hallways throughout for ease of living. The primary bedroom is located on the first floor and includes a private en-suite bath with dual sinks, a jetted tub, and a spacious walk-in closet—perfect for those seeking main-level living. Just off the garage, a third full bathroom provides a convenient space for cleaning up after outdoor projects or hosting gatherings. Upstairs, a second primary suite offers excellent separation and privacy, complete with its own private bath and a convenient laundry chute. Soaring 9-foot ceilings enhance the home’s open feel, while the cathedral ceiling in the main living area makes a stunning impression. A gas fireplace anchors the space, creating a warm and inviting atmosphere. Built for busy households, the home includes two water heaters, along with four brand-new mini-splits for efficient heating and cooling, plus two additional units with recently replaced lines and coils. Uniquely control the temperature of each area of the home! The lower level adds opportunity to expand with a propane fireplace, poured concrete walls, Bilco doors for exterior access, and a convenient plumbing manifold. Best of all, the lot directly behind the home is designated as a neighborhood rain garden—offering a unique view in the development. This home is truly unlike any other in the neighborhood—custom built, exceptionally maintained, and perfectly suited for those seeking space, privacy, and long-term living solutions under one roof.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stick Built,Vinyl Siding

Other

  • Builder name: Rine and Rine Builders Inc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Water Heater,Washer,Electric Water Heater
  • Laundry features: Main Level,Laundry Chute

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Exterior Entry,Space For Rooms,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Combination Kitchen/Living,Entry Level Bedroom,Open Floorplan,Pantry,Upgraded Countertops,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Free Standing,Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,873

Heating & Cooling

  • Heating features: Other,Baseboard,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,873
  • Total interior livable area: 1,873 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: 39130102244
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.32 Acres
  • Features: Backs - Open Common Area,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$145$1,740
Property Taxes $603$7,236
Electricity $224$2,692
Total$3,019$36,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,508/yr
40% on housing$90,570/yr
45% on housing$80,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$140
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Price change$420,000
2026-03-15Price change$430,000
2026-02-05Listed for sale$440,000
2015-11-02Sold$228,325

For Sale by Agent

AgentKrista Carroll
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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