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1428 Swatara St, Harrisburg, PA, 17104

5beds
1baths
1,788sqft
$174,500
$98price/sqft
$1,434/moest. monthly cost
$57,360/yrincome needed

About This Home

This is the opportunity that you have been waiting for!! A large five-bedroom with a full bath has been completely renovated in the heart of Harrisburg City. When you enter, you will be welcomed by the open and large living room with new recessed lights all around the house, followed by the dining room and the spacious kitchen with granite countertops, new backsplash, and a new built-in stove. Come and see it before it's gone!! Schedule your appointment now!

Getting Around

81
WalkingVery Walkable
45
TransitSome Transit
53
BikeBikeable

Schools

2/10
Benjamin Franklin SchoolGrades PK-51.2 mi
4/10
Rowland SchoolGrades 7-80.3 mi
1/10
Harrisburg High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1906

Materials

  • Foundation: Stone
  • Roof: Rubber
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 5

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,788

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None,Electric

Interior Area

  • Total structure area: 1,788
  • Total interior livable area: 1,788 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 020210230000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,307 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $882$10,584
Home Insurance *$142$1,704
Property Taxes $186$2,232
Electricity $224$2,692
Total$1,434$17,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,165/yr
40% on housing$43,020/yr
45% on housing$38,240/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 17104$80
Dauphin County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 17104$99
Dauphin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$159,000
2026-07-29Price change$174,500
2026-07-13Price change$175,000
2026-06-23Price change$180,000
2026-06-05Price change$185,000
2026-05-19Listed for sale$190,000
2020-07-27Sold$10,000

For Sale by Agent

AgentJohanna Orosa
BrokerageColdwell Banker Realty

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