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2038 Market St, Harrisburg, PA, 17103

4beds
2baths
2,436sqft
$275,000
$113price/sqft
$2,102/moest. monthly cost
$84,080/yrincome needed

About This Home

Well-maintained duplex featuring two 2-bedroom units, both currently rented, offering immediate income. Unit 2038 (2nd floor) rents for $1,200/month and includes private entrance, sunroom, spacious living room with brick fireplace, formal dining room, and large primary bedroom. Unit 2040 rents for $1,100/month and offers a 2-bedroom layout with beautiful floors, fireplace and front porch & rear deck. Landlord pays water, sewer, and trash. Owner financing available. Property being sold AS-IS.

Getting Around

66
WalkingSomewhat Walkable
38
TransitSome Transit
52
BikeBikeable

Schools

3/10
Scott SchoolGrades K-50.5 mi
3/10
Rowland SchoolGrades 6-80.5 mi
2/10
Harrisburg High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1900

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Electric,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,436
  • Total interior livable area: 2,436 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 090760580000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Detached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$152$1,824
Property Taxes $293$3,516
Electricity $267$3,207
Total$2,102$25,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,068/yr
40% on housing$63,060/yr
45% on housing$56,053/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 17103$92
Dauphin County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 17103$116
Dauphin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$280,000
2025-12-10Listing removed$1,200
2025-10-31Listed for rent$1,200
2024-02-08Listing removed--
2024-01-04Listed for rent$1,200
2021-12-30Sold$165,000
2021-12-17Pending sale$172,500
2021-12-09Price change$172,500
2021-12-08Price change$182,000
2021-11-24Pending sale$185,000
2021-11-02Listed for sale$185,000
2021-09-09Listing removed$185,000
2021-08-25Listed for sale$185,000
2021-08-21Listing removed--
2021-08-12Listed for sale$185,000
2016-09-20Sold$88,340

For Sale by Agent

AgentStephanie Vega
BrokerageRE/MAX Cornerstone

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