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2315 Derry St, Harrisburg, PA, 17104

4beds
4baths
800sqft
$410,000
$513price/sqft
$3,069/moest. monthly cost
$122,760/yrincome needed

About This Home

4 unit apartment building , one bedroom , living room, dining room, kitchen, walk- in closet, full bath

Getting Around

66
WalkingSomewhat Walkable
35
TransitSome Transit
56
BikeBikeable

Schools

4/10
Melrose SchoolGrades K-50.4 mi
4/10
Rowland SchoolGrades 7-80.7 mi
1/10
Harrisburg High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Other
  • Roof: Other

Type & Style

  • Home type: MultiFamily

Interior

Appliances

  • Appliances included: Range / Oven,Refrigerator

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Hardwood,Laminate

Heating & Cooling

  • Heating features: Baseboard,Other,Gas
  • Cooling features: Other

Interior Area

  • Total interior livable area: 800 sqft

Property

Details

  • Parcel number: 130880060000000

Features

  • Exterior features: Other,Stucco,Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 3,998 sqft

Parking

  • Parking features: On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$335$4,020
Property Taxes $437$5,244
Electricity $224$2,692
Total$3,069$36,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,222/yr
40% on housing$92,070/yr
45% on housing$81,840/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$513This listing

vs Other Active Listings

Avg $/sqft

ZIP 17104$76
Dauphin County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 17104$99
Dauphin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-13Listed for sale$410,000
2025-02-27Listing removed$1,150
2025-02-06Listed for rent$1,150
2022-03-12Listing removed--
2021-12-12Listed for sale$229,900

For Sale by Owner

AgentProperty Owner

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