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1630 108th Ln NW, Coon Rapids, MN, 55433

2beds
2baths
1,348sqft
$255,000
$189price/sqft
$1,844/moest. monthly cost
$73,760/yrincome needed

About This Home

Enjoy comfortable living in this well-maintained twin home in Coon Rapids, featuring two bedrooms and two bathrooms. The large primary bedroom on the upper level boasts a huge walk-in closet, offering plenty of storage space. Downstairs, an L-shaped family room provides versatile living space alongside a convenient three-quarter bath. The light and bright kitchen features white cabinetry and newer stainless steel appliances, perfect for everyday cooking. Recent updates include a new roof and furnace from 2016, a new garage door and opener, new gutters, a water heater, and GFCI outlets—ensuring peace of mind and modern convenience. Step outside to a large deck off the dining room overlooking a fenced yard, ideal for outdoor entertaining or relaxing in privacy. A two-car garage completes this inviting home, conveniently located in a comfortable neighborhood of Coon Rapids.

Getting Around

8
WalkingCar-Dependent
26
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom2

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Upper
  • Area: 240
  • Dimensions: 20x12

Dining Room

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Family Room

  • Level: Lower
  • Area: 252
  • Dimensions: 18x14

Features

  • Finished area below ground: 600
  • Finished area above ground: 748

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,496
  • Total interior livable area: 1,348 sqft

Kitchen

  • Level: Upper
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 223124110059
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 748

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 133 x 50 x 133 x 50

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$162$1,944
Property Taxes $223$2,676
Electricity $170$2,050
Total$1,844$22,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,222/yr
40% on housing$55,320/yr
45% on housing$49,173/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 55433$150
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55433$197
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$255,000
2026-07-21Price change$255,000
2026-07-10Listed for sale$260,000
2017-07-13Sold$114,500
2016-10-21Sold$108,000
2012-09-25Sold$65,500
2003-08-28Sold$147,500
1997-07-16Sold$93,000
1996-03-12Sold$68,000

For Sale by Agent

AgentJill M Lingwall
BrokerageRE/MAX Results

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