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412 Longhorn Dr, Rock Hill, SC, 29732

4beds
3baths
2,865sqft
$524,000
$183price/sqft
$3,356/moest. monthly cost
$134,240/yrincome needed

About This Home

Price cut! Bankruptcy Sale. Trustee is motivated. This 4-bedroom, 3-bath brick home is located in Miller Pond in Rock Hill, SC. The home is situated at the end of a cul-de-sac on the back side of the neighborhood. This property features: 3 bedrooms and 2 bathrooms located on the main level Large master bedroom located on one side of main level features tray ceiling and carpet, 2 walk-in closets, and a large en-suite bath with double-sink vanity as well as separate shower and bathtub 2 bedrooms and 1 full bath located on opposite side of main level. Bedrooms have carpet. Bathroom has a double-sink vanity, tub/shower, and tile floor. Second floor has 1 bedroom with walk-in closet, 1 full bathroom, and large living/sitting area. Open floor plan featuring a den with fireplace, kitchen with large island and dining area, and sunroom/sitting area on the back. These areas have wood flooring. Entryway with formal dining area and separate office/sitting area Laundry/mudroom with cabinets and sink located off the kitchen leading into the garage. Front porch with sitting area and ceiling fan Private backyard with large wood deck and pergola 2-Car Garage Note: We are informed that there are no HOA fees. The sale of this property is subject to approval by bankruptcy court. For more information on the approval process, including objections, overbids, and delays, please contact our office for details.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Northwestern High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,865

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,865
  • Total interior livable area: 2,865 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 5420701096
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.44 Acres
  • Features: Cul de Sac

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance *$201$2,412
Property Taxes $231$2,772
Electricity $275$3,306
Total$3,356$40,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,062/yr
40% on housing$100,680/yr
45% on housing$89,493/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 29732$165
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29732$197
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$524,000
2026-06-17Listed for sale$559,000
2017-06-30Sold$295,000
2013-11-15Sold$240,000

For Sale by Agent

AgentBrandon Howe
BrokerageTerry Howe & Associates, Inc

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