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6704 Montgomery Rd, Lake Wylie, SC, 29710

5beds
3baths
3,512sqft
$900,000
$256price/sqft
$5,639/moest. monthly cost
$225,560/yrincome needed

About This Home

Experience Lake Wylie luxury in this stunning Energy Star Certified home in the desirable Heron Cove community. The open-concept interior features a sophisticated living room with coffered ceilings and a cozy fireplace, leading into a gourmet kitchen equipped with a spacious work island, a five-burner gas cooktop, a wall oven and microwave, upgraded lighting, and a pantry. The main-level primary retreat serves as a true sanctuary, featuring custom organizers by Closets by Design, including a built-in vanity, plus a spa-like bathroom with a separate tile shower and soaking tub. Two additional bedrooms and a study are also conveniently located on the main floor, while the upstairs offers two additional extensive bedrooms, which could double as a bonus or recreation space. Outside, the beautifully landscaped, fenced backyard is abundant with flowering trees, shrubs and flowers, providing a private retreat for relaxation. Enjoy community perks of the pool and lake access for kayaks and canoes, plus nature trails. The upcoming Pennies for Progress project will install a traffic signal at the neighborhood entrance, ensuring easy and safe access from the main road.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
Oakridge ElementaryGrades PK-53.0 mi
5/10
Oakridge Middle SchoolGrades 6-83.0 mi
9/10
Clover High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Water Heater,Gas Cooktop,Microwave,Wall Oven
  • Laundry features: Laundry Room,Main Level,Sink

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Soaking Tub,Kitchen Island,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Living Room
  • Attic: Pull Down Stairs,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,512

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,512
  • Total interior livable area: 3,512 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Study

  • Level: Main

Property

Details

  • Parcel number: 5760501047
  • Zoning: RMX-20
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Exterior features: In-Ground Irrigation
  • Fencing: Back Yard,Fenced
  • Waterfront features: Paddlesport Launch Site - Community

Lot

  • Lot size: 0.59 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$355$4,260
Property Taxes $397$4,764
Electricity $337$4,052
Total$5,639$67,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,337/yr
40% on housing$169,170/yr
45% on housing$150,373/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 29710$191
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29710$209
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$900,000
2015-10-15Sold$483,675

For Sale by Agent

AgentAbigail Wilson
BrokerageHoward Hanna Allen Tate Rock Hill

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