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6975 Eagle Trl, Centerville, MN, 55038

3beds
2baths
1,766sqft
$415,000
$235price/sqft
$2,880/moest. monthly cost
$115,200/yrincome needed

About This Home

One-level living doesn't get better than this. Three bedrooms, three-car heated garage, no stairs — and no lawn or snow to worry about either. The healthy HOA handles it so you keep your weekends. Inside you'll notice that the tile floors means the radiant heat delivers exactly as promised — warmth underfoot every morning, better air quality, and effortless cleanup. The gas fireplace makes February feel manageable, and the upgraded A/C handles August with ease. The kitchen is stocked with the good stuff: Bosch refrigerator, Viking range, and Thermador dishwasher. Furnace, water heater, softener — all upgraded in the past 5 years. New patio doors in the den allow you to overlook the back patio where you'll keep your potted plants or favorite lounger chair. The white picket fence is a charming little feature too! Fresh paint throughout create a canvas for your personal touch. Nearby, there are 5,500 acres of Rice Creek Chain of Lakes Park Reserve, paved trails around Centerville and Peltier Lakes, a swimming beach, and Chomonix Golf Course nearby. Detached townhomes are rare because so many love the single-family feel, low-maintenance lifestyle, and privacy that comes with not sharing walls. Come see the community of Eagle Pass here in Centerville for yourself!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

9/10
Centerville ElementaryGrades K-50.6 mi
8/10
Centennial Middle SchoolGrades 6-84.0 mi
10/10
Centennial High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Detached

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,In Hall,Main Level,Sink,In Unit,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 128
  • Dimensions: 16x8

Features

  • Number of fireplaces: 1
  • Fireplace features: Decorative,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,766

Foyer

  • Level: Main
  • Area: 128
  • Dimensions: 16x8

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Heat Pump,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,766
  • Total interior livable area: 1,766 sqft

Kitchen

  • Level: Main
  • Area: 128
  • Dimensions: 16x8

Laundry

  • Level: Main
  • Area: 105
  • Dimensions: 15x7

Living Room

  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Porch

  • Level: Main
  • Area: 60
  • Dimensions: 10x6

Sun Room

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Walk In Closet

  • Level: Main
  • Area: 70
  • Dimensions: 7x10

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom,No Stairs External,No Stairs Internal,Accessible Approach with Ramp,Soaking Tub

Details

  • Parcel number: 233122420090
  • Zoning description: Residential-Single Family
  • Foundation area: 1766

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch
  • Fencing: None

Lot

  • Lot size: 5,227 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 57 x 95

Parking

  • Total spaces: 3
  • Parking features: Attached,Electric,Garage,Garage Door Opener,Guest,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$197$2,364
Property Taxes $415$4,980
Electricity $170$2,050
Total$2,880$34,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,742/yr
40% on housing$86,400/yr
45% on housing$76,800/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 55038$216
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55038$206
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$415,000
2011-08-23Sold$181,515
2010-10-02Listing removed$269,900
2010-04-09Listed for sale$269,900
1999-07-26Sold$203,635
1999-03-17Sold$28,868

For Sale by Agent

AgentJamie Rooney
BrokerageeXp Realty

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