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1012 104th Ave NW, Coon Rapids, MN, 55433

2beds
2baths
1,920sqft
$265,000
$138price/sqft
$1,992/moest. monthly cost
$79,680/yrincome needed

About This Home

Opportunity awaits at this split-entry home in Coon Rapids! Featuring a functional layout with multiple living spaces, this property offers a great canvas for renovation and value-add potential. Main level includes a spacious living room, informal dining area with walkout to deck, and kitchen with ample cabinetry. Upper level bedrooms offer good natural light and closet space. Lower level provides additional family room and flexible space for future finishing or expansion. Exterior features include a 2-car attached garage and a private backyard with mature trees. Home is in fair condition and will require updates including flooring, paint, and cosmetic improvements throughout. Ideal for investors, rehab buyers, or those looking to build equity with improvements. Convenient location close to parks and shopping.

Getting Around

10
WalkingCar-Dependent
29
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

5/10
Adams Elementary SchoolGrades PK-51.8 mi
4/10
5/10

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Family Room

  • Level: Lower
  • Area: 140
  • Dimensions: 14X10

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Finished area below ground: 390
  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 233124420023
  • Zoning description: Residential-Single Family
  • Foundation area: 960

Features

  • Levels: Multi/Split
  • Fencing: Partial
  • Waterfront features: Creek/Stream
  • Topography of land: Level,Sloped,Walkout

Lot

  • Lot size: 7,840 sqft
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 55 x 129 x 73 x 119

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Tuckunder Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$168$2,016
Property Taxes $315$3,780
Electricity $170$2,050
Total$1,992$23,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,297/yr
40% on housing$59,760/yr
45% on housing$53,120/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 55433$150
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55433$197
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$285,000
2025-02-12Sold$207,064
2007-07-25Sold$180,000
2003-10-23Sold$156,000
1998-03-31Sold$93,000
1997-12-05Sold$87,900

For Sale by Agent

AgentCory Rudnitski
BrokerageRE/MAX Advantage Plus

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