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9426 Thatcher Mill Rd, Shingletown, CA, 96088

1beds
1baths
576sqft
$144,500
$251price/sqft
$1,374/moest. monthly cost
$54,960/yrincome needed

About This Home

Escape the city and experience the peace of mountain living on 1.41 private, wooded acres near Lake McCumber. Whether you're searching for a weekend retreat or a property with room to grow, this mountain getaway offers the perfect blend of comfort, privacy, and opportunity. A charming 576± sq. ft. 1-bedroom, 1-bath apartment above the oversized garage provides a warm and comfortable living space, ideal for year-round living, weekend escapes, or welcoming family and friends. With septic, power, and water already in place, you can move in and start enjoying the property immediately while still having the flexibility to expand or build in the future if desired. Surrounded by towering pines, the 1.41-acre parcel offers plenty of usable space to relax, entertain, park recreational vehicles, or simply enjoy the quiet mountain setting. Two additional RV hookups make it easy to host guests or accommodate extra RVs for family gatherings and outdoor adventures. Located just minutes from Lake McCumber and a short drive to Lassen Volcanic National Park, you'll enjoy easy access to year-round recreation, including fishing, boating, hiking, camping, hunting, snowmobiling, and endless opportunities to explore Northern California's natural beauty. Whether you're sipping your morning coffee beneath the pines, spending weekends on the lake, or unwinding after a day of adventure, this property offers the lifestyle so many people come to the mountains to find--with the added benefit of space to create something even more if your needs ever grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
5/10
9/10
Foothill High SchoolGrades 9-1226.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 701350018000

Features

  • Levels: Two
  • Pool features: None
  • Has view: Yes

Lot

  • Lot size: 1.41 Acres
  • Features: Level,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Shasta County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $730$8,760
Home Insurance *$112$1,344
Property Taxes $134$1,608
Electricity $398$4,786
Total$1,374$16,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,108/yr
40% on housing$41,220/yr
45% on housing$36,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 96088$155
Shasta County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 96088$197
Shasta County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$144,500
2019-09-05Sold$85,000
2019-07-10Pending sale$99,000
2017-07-27Listed for sale$99,000

For Sale by Agent

AgentErin Mora
BrokerageWahlund & Co. Realty Group

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