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109 Lewis Ln, Sierra City, CA, 96125

1beds
2baths
1,280sqft
$240,000
$188price/sqft
$2,034/moest. monthly cost
$81,360/yrincome needed

About This Home

Nestled in a desirable neighborhood just minutes from downtown Sierra City, this property offers a wonderful blend of comfort, space, and functionality. Set on a flat and fully usable lot, the home features an oversized two-car garage complete with a workbench and ample storage. Upstairs, you'll find a private one-bedroom retreat with a full bath and attached office areaideal for working from home or accommodating guests. The spacious living room, anchored by a charming brick hearth, opens directly to a private back deck, creating a peaceful setting to relax and enjoy the surrounding nature. A sunny front porch captures beautiful views of the Sierra Buttes, adding to the home's inviting appeal. A detached office or craft room provides additional flexibility for hobbies, work, or creative space. With the Lakes Basin Recreation Area and the Pacific Crest Trail just minutes away, outdoor adventure is truly right out your doorstep.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Combination,Raised
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Microwave
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Bar,Dining/Living Combo

Features

  • Flooring: Laminate,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove
  • Cooling features: Ceiling Fan(s),None

Interior Area

  • Total interior livable area: 1,280 sqft

Kitchen

  • Features: Kitchen/Family Combo

Property

Details

  • Parcel number: 008163013000
  • Zoning description: R-1
  • Special condition: Offer As Is,Standard

Lot

  • Lot size: 0.38 Acres
  • Features: Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: 24'+ Deep Garage,Attached,Garage Faces Front,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Landslide
Drought
Earthquake

FEMA Declared Disasters in Sierra County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$186$2,232
Property Taxes $237$2,844
Electricity $398$4,786
Total$2,034$24,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,737/yr
40% on housing$61,020/yr
45% on housing$54,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -14.6%
-14.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 96125$202
Sierra County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 96125
Sierra County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$240,000
2025-11-01Listing removed$260,000
2025-08-08Price change$260,000
2025-07-12Listed for sale$275,000
2012-10-08Sold$190,000
2007-07-19Sold$260,000

For Sale by Agent

AgentRebecca Mooers
BrokerageRE/MAX Gold

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