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15235 Yellow Pine St NW, Andover, MN, 55304

4beds
3baths
2,364sqft
$474,900
$201price/sqft
$3,265/moest. monthly cost
$130,600/yrincome needed

About This Home

Experience a well-maintained multi-level home situated on a desirable corner lot, offering great curb appeal in a warm and cozy setting. The inviting main floor features a sunken living room accented by a beautiful bay window, flooding the space with natural light and kitchen showcases abundant built-in cabinetry that adds both charm and practicality. The kitchen is a chef’s delight with an island topped in granite counters, extensive cabinetry enhanced with under-cabinet lighting, and gleaming maple hardwood floors throughout the main living areas. Enjoy meals in the large dining area or unwind in the finished family room, complete with a walkout to the outdoors, a wet bar, entertainment center, and a cozy fireplace. Additional spaces include an exercise room and all appliances included for convenience. Step outside to a fenced-in, manicured lawn with in-ground sprinkling and a large concrete patio, perfect for outdoor entertaining. Recently added upscale landscaping and a deluxe entry door enhance the home's welcoming exterior. This home is conveniently located close to top-rated Andover schools, shopping, and dining, offering both comfort and accessibility.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

10/10
7/10
Oak View Middle SchoolGrades 6-80.5 mi
8/10

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: In Basement,Gas Dryer Hookup,Lower Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Sump Basket,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Level: Upper
  • Area: 1211.25
  • Dimensions: 12.75x95

Bedroom3

  • Level: Lower
  • Area: 106.6
  • Dimensions: 10.66x10

Bedroom4

  • Level: Lower
  • Area: 205
  • Dimensions: 16.4x12.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 188.5
  • Dimensions: 13x14.5

Family Room

  • Level: Lower
  • Area: 336
  • Dimensions: 24x14

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,119
  • Finished area above ground: 1,245

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Humidifier
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,490
  • Total interior livable area: 2,364 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 233224310046
  • Zoning description: Residential-Single Family
  • Foundation area: 1245

Features

  • Levels: Four or More Level Split
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Fencing: Chain Link,Vinyl

Lot

  • Lot size: 0.37 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: appro x 184 x 67 x 156 x 110

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Strong Wind

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$288$3,456
Property Taxes $377$4,524
Electricity $199$2,392
Total$3,265$39,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,942/yr
40% on housing$97,950/yr
45% on housing$87,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$205
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$474,900
2026-07-22Listed for sale$479,900
2004-05-20Sold$289,900

For Sale by Agent

AgentRichard Ruprecht
BrokerageRE/MAX Results

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