See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

213 Willow St, Loyalton, CA, 96118

2beds
1baths
840sqft
$159,700
$190price/sqft
$1,393/moest. monthly cost
$55,720/yrincome needed

About This Home

Great starter home just outside downtown Loyalton. Easy walk to market, post office, library and Easter Plumas Clinic. Property backs to Smithneck Creek and the soothing sounds from the creek. Flood insurance may be required. Woodstove in place. Secondary heating system installed. Cute and renovated. Call LA for lockbox code.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
7/10
Loyalton High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Frame,Wood Siding,Stick Built

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Electric Water Heater
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Electric Range Connection,Tub Shower
  • Flooring: Other
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Propane,Wood Stove
  • Cooling features: None

Interior Area

  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 017065001

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck
  • Fencing: Wood
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Stream,Creek
  • Topography of land: Level
  • Residential vegetation: Wooded

Lot

  • Lot size: 10,454 sqft
  • Features: Irregular Lot,Level,No Landscaping

Parking

  • Parking features: Off Street,On Street,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Winter Weather
Landslide
Drought
Earthquake

FEMA Declared Disasters in Sierra County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $807$9,684
Home Insurance *$106$1,272
Property Taxes $82$984
Electricity $398$4,786
Total$1,393$16,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,760/yr
40% on housing$41,790/yr
45% on housing$37,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.5%
13.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -14.6%
-14.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 96118
Sierra County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 96118
Sierra County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$159,700
2026-01-08Price change$169,700
2026-01-08Price change$169,000
2025-10-07Price change$175,000
2025-09-02Pending sale$179,000
2025-07-09Price change$179,000
2025-06-16Listed for sale$197,000
2023-12-04Sold$42,500
2023-11-16Pending sale$74,900
2023-11-02Price change$74,900
2023-10-18Price change$84,900
2023-09-27Price change$99,000
2023-09-20Price change$110,000
2023-09-05Price change$129,900
2023-08-24Listed for sale$145,500
2023-08-18Sold$60,913

For Sale by Agent

AgentBONNIE JESSEE
BrokerageDICKSON REALTY PORTOLA

Similar Homes