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2561 Central Park Dr, Lodi, CA, 95242

2beds
2baths
1,617sqft
$540,000
$334price/sqft
$3,740/moest. monthly cost
$149,600/yrincome needed

About This Home

Located in Parkview Terrace, one of Lodi's most desirable gated communities, this well-maintained home offers 2 bedrooms, 2 bathrooms, and a den that works perfectly as a home office, craft room, library, or guest space. The floor plan is practical and comfortable with high ceilings, plenty of natural light, plantation shutters, and updated flooring throughout. The living room features a fireplace and opens to the dining area, creating a layout that works well for both everyday living and entertaining. The kitchen offers stainless steel appliances, ample cabinet storage, generous counter space, and a breakfast bar. The primary suite includes a walk-in closet, dual sinks, and an updated shower. The guest bedroom and bathroom are nicely separated from the primary suite, providing privacy for family and visitors. One of the features of this home, the owner loves is the private patio. Whether it's morning coffee, dinner with friends, a few potted plants, or simply a quiet place to sit outside, the courtyard becomes an extension of the living space and provides the outdoor enjoyment many buyers are looking for without the maintenance of a large backyard. Parkview Terrace offers a clubhouse, pool, spa, tennis court, and beautifully maintained grounds. The HOA takes care of the front landscaping and common areas, making it easy to enjoy the community and travel without worrying about upkeep. Conveniently located near shopping, restaurants, medical facilities, and Lodi's wine country, this is a rare opportunity to own in one of the city's most established and sought-after communities.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Millswood Middle SchoolGrades 7-80.6 mi
6/10
Lodi High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,617 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 029320070000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: Community
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 4,822 sqft
  • Features: Greenbelt

Parking

  • Total spaces: 2
  • Parking features: Attached,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$123$1,476
Property Taxes $489$5,868
Electricity $398$4,786
Total$3,740$44,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,228/yr
40% on housing$112,200/yr
45% on housing$99,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 95242$312
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95242$314
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$540,000
2024-02-02Sold$470,000
2024-01-03Pending sale$475,000
2023-12-20Price change$475,000
2023-11-27Price change$499,900
2023-10-23Price change$519,900
2023-09-26Listed for sale$549,900
2016-12-06Sold$350,000
2013-03-22Sold$265,000
1995-11-17Sold$167,000

For Sale by Agent

AgentJacob Neal
BrokerageBerkshire Hathaway HomeServices-Drysdale Properties

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