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1021 Lakewood Dr, Lodi, CA, 95240

3beds
2baths
1,671sqft
$540,000
$323price/sqft
$3,738/moest. monthly cost
$149,520/yrincome needed

About This Home

Here is where timeless charm meets one of Lodi's most sought-after neighborhoods. Lovingly cared for by the same family for decades.This 3-bedroom, 2-bath home offers approximately 1,671 square feet of comfortable living space designed for everyday living and lasting memories. Inside, you'll find inviting living spaces filled with natural light, a cozy fireplace, and a functional floor plan ready for its next chapter. Step outside to a private backyard with room to relax, entertain, or create your own outdoor retreat. Located just moments from Lakewood Elementary, Lodi Lake, shopping, dining, parks, and everything that makes Lodi such a wonderful place to call home. This is an incredible opportunity to own a home in an established neighborhood where pride of ownership shines throughout. Whether you're looking for your first home, your forever home, or simply a place filled with warmth and character, 1021 Lakewood Drive is ready to welcome you home.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
4/10
Millswood Middle SchoolGrades 7-81.0 mi
6/10
Lodi High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Gas Cooktop,Range Hood,Dishwasher,Disposal,Microwave
  • Laundry features: Cabinets,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Window features: Skylight(s)
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Brick,Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,671 sqft

Kitchen

  • Features: Breakfast Area,Skylight(s)

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tile

Master Bedroom

  • Features: Closet,Sitting Area

Property

Details

  • Parcel number: 039130200000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 6,534 sqft
  • Features: Auto Sprinkler F&R,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$143$1,716
Property Taxes $467$5,604
Electricity $398$4,786
Total$3,738$44,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,160/yr
40% on housing$112,140/yr
45% on housing$99,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 95240$309
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95240$326
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$525,000
2026-08-07Price change$525,000
2026-07-20Listed for sale$540,000

For Sale by Agent

AgentJodeane Fischer
BrokerageRE/MAX Gold Lodi

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