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327 Eureka Ave, Lodi, CA, 95240

2beds
1baths
1,016sqft
$429,950
$423price/sqft
$3,435/moest. monthly cost
$137,400/yrincome needed

About This Home

If you'd seen this home a few years ago, when the current owners bought it, you would've kept on driving. It's been completely transformed from the most neglected house on the block to one of its biggest charmers. Every corner shows the love that's gone into it. Original crown molding and shuttered windows give it the timeless character of a classic cottage, and it's been thoughtfully updated where it counts: new windows throughout (2025), updated HVAC and bathroom plumbing within the last year, and a brand-new toilet. Step past the brick-lined walkway and covered front porch into a bright, welcoming living room that flows straight into a farmhouse-style kitchen custom cabinetry, tile counters, and a barn door that opens to the indoor laundry area, giving it real personality. The dining area, anchored by a breakfast bar bridging kitchen and table, is made for morning coffee and Sunday dinners alike. Two additional rooms add flexibility you don't expect in a home this size currently a nursery and a sunny front office with a picture window overlooking the neighborhood, but just as easily a hobby space or guest room. The bathroom has been refreshed with a new tiled shower surround. Out back is where this place really shines: a covered patio and fire pit overlook a fully fenced yard built for gardeners, with raised beds, a shady arbor, mature landscaping, and even a chicken coop for the homesteader in you the kind of backyard made for slow mornings with coffee and weekend evenings with family. A long driveway leads to a carport/garage for extra parking or storage. The neighborhood matches the house the kind of block where neighbors know each other by name, kids ride bikes after school, and people still wave from the yard. With its size, price point, and move-in-ready condition, this is the kind of home that makes sense for a first-time buyer all the charm of an older Lodi cottage without a project list attached. Come see what a difference love (and a little vision) can make. Schedule your showing today.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
4/10
Millswood Middle SchoolGrades 7-81.3 mi
6/10
Lodi High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Electric Range
  • Laundry features: Laundry Closet,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,016 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 041040040000
  • Zoning: SFR
  • Special condition: Standard

Lot

  • Lot size: 5,658 sqft
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$114$1,368
Property Taxes $749$8,988
Electricity $398$4,786
Total$3,435$41,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,771/yr
40% on housing$103,050/yr
45% on housing$91,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 95240$310
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95240$326
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$429,950
2022-11-16Sold$375,000
2022-10-21Pending sale$380,000
2022-10-17Price change$380,000
2022-10-04Listed for sale$390,000
2018-07-20Sold$250,000
2018-06-21Pending sale$264,900
2018-05-25Price change$264,900
2018-05-10Listed for sale$269,990
2013-04-16Sold$130,000
2013-01-11Listed for sale--
2012-09-25Sold$103,500
2005-08-31Sold$320,000

For Sale by Agent

AgentDonny Piwowarski
BrokerageHero Real Estate

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