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230 River Oaks Dr, Lodi, CA, 95240

4beds
3baths
3,104sqft
$799,950
$258price/sqft
$5,646/moest. monthly cost
$225,840/yrincome needed

About This Home

Ready for Summer! 230 River Oaks Drive, located in Lodi's highly desirable Rivergate neighborhood. Offering over 3,100 square feet of living space on a generously sized lot, this spacious two-story home combines comfort, functionality, and thoughtful updates throughout. The flexible floor plan features four bedrooms, two full bathrooms, and one half bathroom. The expansive primary suite offers a true retreat with a large ensuite bathroom complete with dual sinks, a corner jetted soaking tub, and two walk-in closets. Upstairs, the oversized fourth bedroom stands out with double-door entry, a large closet, and nearly double the size of the additional secondary bedrooms, creating an ideal space for a game room, office, media room, or guest retreat. Recent updates include luxury vinyl plank flooring throughout much of the home, refinished cabinetry with newer hardware, updated appliances, and newer heating and air conditioning systems installed within the last few years. Designed for both everyday living and entertaining, the backyard offers a large pool, spacious patio areas, and ample room to relax or host gatherings. The oversized lot also includes a substantial side yard with added flexibility for storage. Situated in one of Lodi's most sought-after neighborhoods, this property offers the opportunity to enjoy space, updates, and the pool-side lifestyle all in one exceptional home.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

6/10
4/10
Millswood Middle SchoolGrades 7-81.4 mi
6/10
Lodi High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Plumbed,Dishwasher,Disposal,Double Oven,Electric Cooktop
  • Laundry features: Laundry Room,Cabinets,Sink,Ground Floor,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo,Formal Area

Features

  • Flooring: Laminate
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,104 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Granite Counters,Jetted Tub

Master Bedroom

  • Features: Walk-In Closet(s),Sitting Area

Property

Details

  • Parcel number: 041440060000
  • Zoning: RES
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Gunite
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Wood

Lot

  • Lot size: 8,372 sqft
  • Features: Auto Sprinkler F&R

Parking

  • Total spaces: 2
  • Parking features: 24'+ Deep Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$213$2,556
Property Taxes $724$8,688
Electricity $665$7,987
Total$5,646$67,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,577/yr
40% on housing$169,380/yr
45% on housing$150,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 95240$309
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95240$326
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$799,950
2026-07-09Price change$799,950
2026-06-10Price change$815,000
2026-05-13Listed for sale$839,950
2015-08-28Sold$395,000
2015-05-30Pending sale$399,000
2015-02-10Listed for sale$399,000
2014-12-16Listing removed$419,000
2014-08-16Listed for sale$419,000
2013-12-04Sold$360,000
2000-05-31Sold$267,500
1996-10-01Sold$235,000

For Sale by Agent

AgentRyan Sherman
BrokerageSherman & Associates RE

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