See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

241 Mission St, Lodi, CA, 95240

2beds
1baths
1,063sqft
$465,000
$437price/sqft
$3,297/moest. monthly cost
$131,880/yrincome needed

About This Home

Welcome to this charming move in ready 2-bedroom, 1-bath home offering 1,063 square feet of inviting living space on a generous .20-acre lot. With no front neighbors and peaceful views overlooking the park, the setting provides a wonderful sense of openness and privacy. Inside, original hardwood floors add warmth and character, while the updated kitchen blends modern convenience with the home's timeless appeal. A new HVAC system installed in 2024 helps ensure year-round comfort, and electrical updates at both the main panel and detached garage add functionality. A Gen 3 Tesla Wall Connector is also included. The oversized detached garage offers abundant room for vehicles, hobbies, a workshop, or additional storage. The spacious lot may accommodate RV or boat storage, while the 7-person saltwater hot tub creates the perfect place to relax and unwind. Full of charm and thoughtful improvements, this special property combines comfort, flexibility, and a desirable park-side location. Section 1 work will be completed, offering added peace of mind.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

4/10
Lodi Middle SchoolGrades 7-81.2 mi
5/10
Tokay High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,063 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 047110120000
  • Zoning: R-MD
  • Special condition: Standard

Lot

  • Lot size: 8,716 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Boat,RV Possible,Detached,RV Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$123$1,476
Property Taxes $425$5,100
Electricity $398$4,786
Total$3,297$39,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,040/yr
40% on housing$98,910/yr
45% on housing$87,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 95240$310
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95240$326
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$455,000
2026-08-03Listed for sale$465,000
2021-07-29Sold$425,000
2021-07-11Pending sale$369,000
2021-07-03Contingent$369,000
2021-06-24Listed for sale$369,000
2019-04-05Sold$295,000
2019-02-25Pending sale$295,000
2019-02-04Listed for sale$295,000
2019-01-19Pending sale$295,000
2018-12-12Listed for sale$295,000

For Sale by Agent

AgentTerri Chapman
BrokerageChapman Real Estate Group

Similar Homes