See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1040 Dartmoor Cir, Lodi, CA, 95240

2beds
1baths
920sqft
$439,950
$478price/sqft
$2,766/moest. monthly cost
$110,640/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home offering 920 sq ft of updated living space. Both bedrooms are nicely sized, with one featuring a larger closet fitted with custom organizers and a slider leading directly out to the spacious backyard. The open family room/living area flows easily into a dining space with plenty of room for a breakfast nook - great for everyday living and entertaining. Tucked near the end of a quiet circle just steps from the park, enjoy a private front lawn with mature, established landscaping and a large backyard with covered backyard patio. Tasteful updates throughout make this a true turnkey opportunity. A must-see!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
4/10
Lodi Middle SchoolGrades 7-81.1 mi
5/10
Tokay High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Range Hood,Dishwasher,Microwave
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Dining/Family Combo

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 920 sqft

Kitchen

  • Features: Pantry Closet,Synthetic Counter,Kitchen/Family Combo

Property

Details

  • Parcel number: 060110300000
  • Zoning: RES
  • Special condition: Trust

Lot

  • Lot size: 3,868 sqft
  • Features: Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$117$1,404
Property Taxes $27$324
Electricity $398$4,786
Total$2,766$33,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,834/yr
40% on housing$82,980/yr
45% on housing$73,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 95240$310
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95240$326
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$439,950
2026-07-30Listed for sale$439,950
2026-07-23Listing removed--
2026-07-14Price change$439,900
2026-07-05Price change$445,000
2026-05-30Listed for sale$449,900
2001-04-27Sold$126,500
1996-12-12Sold$91,500

For Sale by Agent

AgentRyan Sherman
BrokerageSherman & Associates RE

Similar Homes