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227 Mulberry Cir, Lodi, CA, 95240

4beds
2baths
1,333sqft
$485,000
$364price/sqft
$3,421/moest. monthly cost
$136,840/yrincome needed

About This Home

Discover this beautifully remodeled 4-bedroom, 2-bath home in loveable Lodi! Fresh, modern finishes throughout create a move-in-ready space that's both stylish and inviting. Conveniently located near shopping, dining, schools, and with easy access to Highway 99, this home offers the perfect blend of comfort and convenience for any buyer. Whether you're relaxing at home or enjoying everything Lodi has to offer, you'll appreciate the thoughtful updates and ideal location. Don't miss your opportunity to make this turnkey home your own!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
4/10
Lodi Middle SchoolGrades 7-81.6 mi
5/10
Tokay High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other

Features

  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,333 sqft

Kitchen

  • Features: Quartz Counter,Kitchen Island

Property

Details

  • Parcel number: 062270200000
  • Zoning: SFR
  • Special condition: Standard

Lot

  • Lot size: 5,501 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$129$1,548
Property Taxes $442$5,304
Electricity $398$4,786
Total$3,421$41,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,291/yr
40% on housing$102,630/yr
45% on housing$91,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 95240$309
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95240$326
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$485,000
2026-07-11Listed for sale$495,000
2024-02-07Sold$278,000
2023-02-02Sold$437,309

For Sale by Agent

AgentMatthew Delgado
BrokerageReal Broker Technologies

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