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414 E 12th St, Oakland, CA, 94606

5beds
4baths
3,000sqft
$798,000
$266price/sqft
$6,526/moest. monthly cost
$261,040/yrincome needed

About This Home

Qualified investors are extended the opportunity to acquire 414 E 12th Street Oakland Opportunity Zone. This Mixed-Use building consists of 2 residents and a store front commercial space. All resident units are remodeled kitchen and bathrooms. This property allows both local and regional investors the opportunity to acquire an investment in a popular market with robust growth, potential of both income stream, investment value blocks from Lake Merritt. No FHA loan.

Getting Around

94
WalkingWalker's Paradise
69
TransitGood Transit
97
BikeBiker's Paradise

Schools

2/10
2/10
Westlake Middle SchoolGrades 6-81.4 mi
4/10
Oakland High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: No Air Conditioning

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: 2012515
  • Special condition: Standard

Features

  • Fencing: Full

Lot

  • Lot size: 3,920 sqft
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,035$48,420
Home Insurance *$231$2,772
Property Taxes $1,617$19,404
Electricity $643$7,719
Total$6,526$78,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,748/yr
40% on housing$195,780/yr
45% on housing$174,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 94606$339
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94606$517
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-25Listed for sale$798,000
2026-06-30Listing removed$798,000
2026-06-19Listed for sale$798,000
2026-04-10Pending sale$798,000
2026-03-10Listed for sale$798,000
2024-04-15Listing removed--
2024-03-25Listed for rent$2,800
2024-02-22Listing removed--
2023-12-30Listing removed--
2023-12-15Listed for sale$799,000
2023-12-09Listed for rent$2,850
2023-12-02Listing removed--
2023-11-13Price change$799,000
2023-11-03Listed for sale$849,000
2023-01-17Listing removed--
2022-11-10Price change$2,850
2022-11-01Price change$3,000
2022-10-18Listing removed--
2022-09-16Listed for sale$899,000
2022-08-24Listed for rent$3,200
2022-08-19Listing removed--
2022-07-19Listed for sale$1,195,000
2008-11-25Sold$495,000

For Sale by Agent

AgentDenise MaNguyen
BrokerageMichael James Real Estate

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