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10245 Point Reyes Cir, Stockton, CA, 95209

4beds
3baths
2,683sqft
$579,000
$216price/sqft
$4,220/moest. monthly cost
$168,800/yrincome needed

About This Home

Ask and you shall receive This beautifully maintained, move-in-ready home is nestled in a quiet, established neighborhood. Offering a 3 Car garage, updated kitchen with 3 Ovens, 4 spacious bedrooms, and 3 full bathrooms, this inviting home features a versatile floor plan designed for both comfortable living and effortless entertaining. Enjoy multiple living spaces, including a formal living room, a welcoming family room, and an additional gathering area that provides flexibility for a home office, playroom, or media room. The layout flows into the kitchen, creating the perfect space for everyday living and hosting family and friends. Not to mention low-maintenance yards. Put this one on your list.

Getting Around

16
WalkingCar-Dependent
23
TransitMinimal Transit
56
BikeBikeable

Schools

6/10
5/10
Bear Creek High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Ground Floor,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Room,Dining/Family Combo

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,683 sqft

Kitchen

  • Features: Quartz Counter,Kitchen Island,Kitchen/Family Combo

Property

Details

  • Parcel number: 070170220000
  • Zoning: RES
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 5,301 sqft
  • Features: Auto Sprinkler F&R,Street Lights

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$172$2,064
Property Taxes $546$6,552
Electricity $575$6,904
Total$4,220$50,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,685/yr
40% on housing$126,600/yr
45% on housing$112,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 95209$247
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95209$261
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$579,000
2026-06-19Listed for sale$589,000
2002-10-02Sold$272,500
1997-09-15Sold$180,000
1994-01-21Sold$200,000

For Sale by Agent

AgentEmily West
BrokerageRE/MAX Gold Lodi

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