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9523 Cody Way, Stockton, CA, 95209

--beds
--baths
2,242sqft
$569,000
$254price/sqft
$4,067/moest. monthly cost
$162,680/yrincome needed

About This Home

Don't miss this exceptional duplex offering two spacious units, each featuring 3 bedrooms, 2 bathrooms, and an attached 2-car garagea highly desirable setup for both tenants and owner-occupants alike. With generous floor plans, private garage parking, and strong rental appeal, this property presents an outstanding opportunity to generate income while building long-term equity. Conveniently located in Stockton with easy access to shopping, dining, schools, and commuter routes, this property offers the perfect combination of comfort, functionality, and investment potential. 2026-08-14

Getting Around

63
WalkingSomewhat Walkable
24
TransitMinimal Transit
57
BikeBikeable

Schools

2/10
4/10
5/10
Bear Creek High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Wood

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Interior Area

  • Total structure area: 2,242
  • Total interior livable area: 2,242 sqft

Property

Details

  • Parcel number: 072080010000

Features

  • Stories: 1

Lot

  • Lot size: 6,499 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$169$2,028
Property Taxes $541$6,492
Electricity $480$5,769
Total$4,067$48,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,440/yr
40% on housing$122,010/yr
45% on housing$108,453/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 95209$246
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95209$261
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$549,000
2026-06-03Listed for sale$569,000
2025-09-26Listing removed--
2025-07-09Listing removed$1,995
2025-06-25Price change$1,995
2025-06-12Listed for rent$2,000
2025-04-14Listed for sale$675,950
2024-03-22Listing removed--
2024-02-21Price change$1,995
2024-02-14Listed for rent$2,000
2009-08-04Sold$118,000
2009-04-29Sold$330,504
2005-11-23Sold$415,000

For Sale by Agent

AgentJeffrey Dolen
BrokerageStockton Office

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