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4817 E Morada Ln, Stockton, CA, 95212

4beds
4baths
2,670sqft
$865,000
$324price/sqft
$6,534/moest. monthly cost
$261,360/yrincome needed

About This Home

Tucked within the prestigious, tree-lined enclave of Old Morada, this exceptional residence offers the rare opportunity to enjoy newer construction (2012) in one of the area's most sought-after, established neighborhoods. Set on an expansive .33-acre lot, this thoughtfully designed home blends timeless sophistication with modern comfort. Featuring 3 spacious ensuite bedrooms, each with its own private bath and walk-in closet, plus a dedicated office or optional 4th bedroom, the layout is both functional and refined. At the heart of the home, the open-concept kitchen is designed for both everyday living and elevated entertaining, appointed with granite countertops, an inviting dining area, and a professional-grade NXR 6-burner gas range and oven. Rich polished hardwood flooring flows seamlessly through the main living spaces, enhancing the warmth and elegance of the Great Room and formal Dining area. The primary suite is a private retreat, offering direct access to the backyard and a spa-inspired ensuite complete with dual vanities, marble countertops, porcelain tile flooring, an oversized walk-in closet, a soaking jetted tub, and a beautifully finished walk-in shower. Additional features include an oversized HVAC system, tankless water heater, 2 whole-house fans, water softening system, security system, and indoor laundry room, ensuring both comfort and efficiency. RV and boat parking add to the property's versatility. Outdoors, the park-like grounds create a serene setting for entertaining and relaxation, with ample space to design your dream pool, garden, or outdoor retreat. A rare blend of modern construction and classic Old Morada charm, this is a home that truly stands apart.

Getting Around

39
WalkingCar-Dependent
12
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

4/10
Davis Elementary SchoolGrades K-60.3 mi
4/10
Morada Middle SchoolGrades 7-80.6 mi
3/10

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Ice Maker,Dishwasher,Microwave
  • Laundry features: Laundry Room,Sink,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo,Formal Area

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan

Interior Area

  • Total interior livable area: 2,670 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Kitchen/Family Combo

Master Bathroom

  • Features: Soaking Tub,Jetted Tub,Marble

Master Bedroom

  • Features: Ground Floor,Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 085130140000
  • Zoning description: SFR
  • Special condition: Standard

Features

  • Exterior features: Outdoor Kitchen,Outdoor Grill,Fire Pit
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard

Lot

  • Lot size: 0.33 Acres
  • Features: Auto Sprinkler F&R

Parking

  • Total spaces: 2
  • Parking features: Attached,Boat,RV Access/Parking,RV Possible
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$242$2,904
Property Taxes $1,347$16,164
Electricity $572$6,870
Total$6,534$78,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,022/yr
40% on housing$196,020/yr
45% on housing$174,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 95212$255
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95212$271
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$875,000
2026-02-05Listing removed$888,000
2025-08-11Listed for sale$888,000

For Sale by Agent

AgentBeth Calder
BrokerageMeridian Estates Inc.

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