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2567 W Swain Rd, Stockton, CA, 95207

3beds
2baths
1,423sqft
$465,000
$327price/sqft
$3,556/moest. monthly cost
$142,240/yrincome needed

About This Home

Single-story home in established Lincoln Village featuring fully owned solar, a PebbleTec plunge pool installed in 2023, newer HVAC installed in 2021, an updated kitchen, and hardwood flooring throughout much of the home. The living room is centered around a brick fireplace, while the kitchen offers white shaker cabinetry, a farmhouse sink, generous cabinet and counter space, granite countertops, and stainless steel appliances installed in 2020. Tile flooring is featured in the entry, kitchen, and bathrooms. Outside, the backyard offers an expansive lawn, mature landscaping, fruit trees, expanded patio areas, and the plunge pool for relaxing or entertaining. Additional highlights include an indoor laundry room and a convenient location near shopping, dining, parks, commuter routes, and within Lincoln Unified School District.

Getting Around

39
WalkingCar-Dependent
25
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

3/10
Tully C. Knoles SchoolGrades K-80.2 mi
7/10
Lincoln High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Brick Veneer,Stucco,Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Range
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen,Formal Area

Features

  • Flooring: Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,423 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters

Property

Details

  • Parcel number: 097060340000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground

Lot

  • Lot size: 7,771 sqft
  • Features: Auto Sprinkler F&R,Shape Regular,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$146$1,752
Property Taxes $661$7,932
Electricity $398$4,786
Total$3,556$42,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,920/yr
40% on housing$106,680/yr
45% on housing$94,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 95207$203
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95207$275
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$465,000
2017-10-26Sold$305,000
2017-09-26Pending sale$309,999
2017-08-28Price change$309,999
2017-08-20Listed for sale$315,999
2005-09-26Sold$366,000

For Sale by Agent

AgentCristy Love Ramirez
BrokerageKW Central Valley

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