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2465 W Benjamin Holt Dr, Stockton, CA, 95207

2beds
2baths
1,610sqft
$429,000
$266price/sqft
$3,307/moest. monthly cost
$132,280/yrincome needed

About This Home

Welcome to this well-maintained 2-bedroom, 2-bath home offering approximately 1,600 sq. ft. of living space on a generous 9,600 sq. ft. lot. The spacious floor plan features an open flow between the living room, family room, and dining area, creating a comfortable setting for everyday living and entertaining. The flexible layout also offers potential for a third bedroom, making it a great opportunity for growing families or buyers looking to add value. Step outside and enjoy peaceful golf course views from the backyard, with an adjacent park providing additional space for recreation and relaxation. Conveniently located just minutes from major freeways, shopping, and everyday amenities, this home also falls within the desirable Lincoln Unified School District. With its spacious lot, scenic setting, and outstanding potential, this home is ready for its next chapter.

Getting Around

48
WalkingCar-Dependent
20
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

3/10
Tully C. Knoles SchoolGrades K-80.2 mi
7/10
Lincoln High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1961

Materials

  • Roof: Composition
  • Construction materials: Composition Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: None
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,610
  • Total interior livable area: 1,610 sqft

Kitchen

  • Features: Stone Counters

Property

Details

  • Parcel number: 097100020000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Other,Community
  • Patio & porch: Deck

Lot

  • Lot size: 9,600 sqft
  • Features: Other,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$134$1,608
Property Taxes $606$7,272
Electricity $398$4,786
Total$3,307$39,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,382/yr
40% on housing$99,210/yr
45% on housing$88,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 95207$204
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95207$275
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$429,000
2020-04-08Sold$340,000
2020-02-23Pending sale$329,000
2020-02-11Price change$329,000
2019-10-12Price change$364,000
2019-09-27Listed for sale$379,000
2003-01-03Sold$230,000

For Sale by Agent

AgentMeijun Ma
BrokerageBq Group

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