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1417 W Swain Rd, Stockton, CA, 95207

3beds
3baths
2,012sqft
$330,000
$164price/sqft
$2,515/moest. monthly cost
$100,600/yrincome needed

About This Home

WOW! Priced to sell! Spacious north Stockton condo with 2,000+ sq ft in Lincoln Unified. Featuring 3 bedrooms + 3 full bathrooms + 2 car attached garage. Upstairs: Spacious primary bedroom and en-suite bathroom, 2 full-sized closets with mirrored doors; a guest bedroom/bathroom, and open loft area. 1 bedroom/bathroom downstairs. Formal dining area. Granite counters in kitchen, wet bar, and all bathrooms. Inside laundryroom on first floor. Side-by-side garages. Greenbelt common area in back of unit. HOA pool/spa a short walk from unit.

Getting Around

68
WalkingSomewhat Walkable
39
TransitSome Transit
50
BikeBikeable

Schools

3/10
Tully C. Knoles SchoolGrades K-80.9 mi
7/10
Lincoln High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Concrete,Slab
  • Roof: Composition
  • Construction materials: Stucco,Wood,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Gas Water Heater,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Free-Standing Electric Oven
  • Laundry features: Cabinets,Electric Dryer Hookup,Ground Floor,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Linoleum,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,012 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Granite Counters,Kitchen/Family Combo

Master Bathroom

  • Features: Closet,Double Vanity,Granite Counters,Tile,Tub w/Shower Over,Window

Master Bedroom

  • Features: Closet,Sitting Area

Property

Accessibility

  • Accessibility features: Grab Bars

Details

  • Parcel number: 097540090000
  • Attached to another structure: Yes
  • Zoning description: R-1
  • Special condition: Trust,Standard

Features

  • Entry location: Ground Floor,Other
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Uncovered Courtyard
  • Fencing: Metal,Front Yard

Lot

  • Lot size: 1,437 sqft
  • Features: Sprinklers In Rear,Cul-De-Sac,Greenbelt,Landscape Back

Parking

  • Total spaces: 2
  • Parking features: Attached,Restrictions,Side By Side,Garage Door Opener,Garage Faces Front,Guest,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$103$1,236
Property Taxes $313$3,756
Electricity $431$5,177
Total$2,515$30,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,228/yr
40% on housing$75,450/yr
45% on housing$67,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 95207$205
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95207$275
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$364,000
2026-01-29Listed for sale$365,000
2025-11-01Listing removed$375,000
2025-10-03Price change$375,000
2025-07-20Listed for sale$385,000

For Sale by Agent

AgentJane Kriss
BrokerageRealty ONE Group Zoom

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