




38182 Luma Ter, Newark, CA, 94560
About This Home
Step inside a sanctuary of modern luxury. This exceptional 2015-built, 3-story residence offers a masterclass in thoughtful design, spanning a generous 2,405 square feet of sun-drenched living paired with beautiful luxury vinyl plank flooring throughout. Smart additions include solar and an EV charger-ready garage. As you enter the ground floor, a private, sunlit en-suite bedroom greets you—perfect for guests, multi-generational living, or a quiet home office. The main level boasts a seamless flow that beautifully bridges everyday comfort with high-end entertainment. Sweeping ceilings and expansive windows allow the space to fill with incredible natural light all year round. With a total of 4 spacious bedrooms and 3.5 beautifully appointed baths, the home offers an ideal balance of open space and tranquility. Situated in one of Newark's most sought-after neighborhoods, this property pairs pristine, turnkey interiors with unbeatable lifestyle convenience. You’ll enjoy exclusive access to the beautiful, community clubhouse and playground. You are just minutes from esteemed schools like Birch Grove Primary and Newark Memorial High. Walk to local parks for tennis and basketball courts. Plus, daily errands are a breeze with Costco, Lion Market, Madras Grocery, Trinethra Grocery. Enjoy the proximity to Farmers’ Market, AMC Theater, and a vibrant host of local restaurants right at your doorstep. Offered at $1,350,000, this is more than just a house; it’s the backdrop for your next chapter!
Getting Around
Schools
Construction
Condition
- Property condition: Existing
- Year built: 2015
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Free-Standing Range,Refrigerator,Dryer,Washer
- Laundry features: 220 Volt Outlet,Dryer,Laundry Closet,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Counter - Solid Surface
- Flooring: Vinyl
- Fireplace features: None
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Zoned,Solar
- Cooling features: Central Air
Interior Area
- Total structure area: 2,405
- Total interior livable area: 2,405 sqft
Kitchen
- Features: Breakfast Bar, Counter - Solid Surface, Dishwasher, Eat-in Kitchen, Kitchen Island, Microwave, Range/Oven Free Standing, Refrigerator
Property
Details
- Parcel number: 92A259949
- Special condition: Standard
Features
- Levels: Three or More Stories
- Pool features: None
- Exterior features: Side Yard
- Has view: Yes
- View description: Other
Lot
- Lot size: 2,178 sqft
- Features: Other
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Alameda County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,826 | $81,912 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $1,382 | $16,584 |
| Electricity | $515 | $6,188 |
| Total | $8,854 | $106,248 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $1,300,000 |
| 2026-08-05 | Price change | $1,300,000 |
| 2026-07-07 | Listed for sale | $1,350,000 |
| 2015-12-14 | Sold | $877,500 |
