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1114 W Downs St, Stockton, CA, 95207

4beds
2baths
1,200sqft
$399,888
$333price/sqft
$2,960/moest. monthly cost
$118,400/yrincome needed

About This Home

Don't miss this opportunity! Welcome to this charming, move-in ready home located in Stockton. All located on one level this home has 4 bedrooms with 2 full bathrooms and a spacious backyard for entertaining. Laundry is located in the spacious 2 car garage. Roof replaced in 2026! Close to shopping, freeways, and the prestigious University of the Pacific. Come and make this neighborhood your home!

Getting Around

60
WalkingSomewhat Walkable
41
TransitSome Transit
80
BikeVery Bikeable

Schools

4/10
3/10
Cesar Chavez High SchoolGrades 9-123.2 mi
2/10
Hoover Elementary SchoolGrades K-81.8 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1954

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Features: None

Property

Details

  • Parcel number: 110205120000
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Other

Lot

  • Lot size: 6,370 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$125$1,500
Property Taxes $415$4,980
Electricity $398$4,786
Total$2,960$35,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,485/yr
40% on housing$88,800/yr
45% on housing$78,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 95207$204
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95207$275
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$399,888
2026-07-18Listed for sale$399,888
2016-02-23Sold$195,000
2013-05-20Sold$132,000
2009-06-10Sold$125,000
2008-05-02Sold$190,000
2005-01-06Sold$250,000
1995-06-30Sold$95,000

For Sale by Agent

AgentRicardo Nieto
BrokerageDalton Wade, Inc

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