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1404 Bains St, Albertville, AL, 35950

5beds
3baths
2,204sqft
$394,900
$179price/sqft
$2,641/moest. monthly cost
$105,640/yrincome needed

About This Home

Beautiful completely updated, full brick home in Terrace Heights Community! 5 B/R 3BA home on a perfectly manicured lot just off Walnut! Home features an open concept, hard wood floors, crown molding, screened in porch and a patio with arbor adorned with wisteria. This house checks all the boxes, move in ready, open concept, tankless hot water heater and three closets in the master bedroom!

View Virtual Tour

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Albertville Elementary SchoolGrades PK,3-41.1 mi
4/10
Ala Avenue Middle SchoolGrades 7-80.8 mi
5/10
Albertville High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom

  • Features: Ceiling Fan(s),Crown Molding,Wood Floor
  • Level: First
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Crown Molding,Wood Floor
  • Level: First
  • Area: 252

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,204 sqft

Kitchen

  • Features: Crown Molding,Eat-in Kitchen,Tile
  • Area: 306

Laundry Room

  • Features: Tile
  • Level: First
  • Area: 81

Living Room

  • Features: Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Wood Floor
  • Level: First
  • Area: 252

Master Bedroom

  • Features: Ceiling Fan(s),Crown Molding,Wood Floor
  • Level: First
  • Area: 224

Property

Details

  • Parcel number: 1905154000074.001

Features

  • Levels: One,Multi/Split
  • Stories: 1

Lot

  • Lot size: 7,272 sqft
  • Lot size dimensions: 154.13 x 95 x 171.45

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$301$3,612
Property Taxes $98$1,176
Electricity $246$2,959
Total$2,641$31,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$105,640/yr
35% on housing$90,548/yr
40% on housing$79,230/yr
45% on housing$70,426/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 35950$132
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35950$143
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$394,900
2026-07-07Listed for sale$395,000
2014-07-31Sold$114,000
2014-05-30Sold$0
2014-03-29Price change$118,600
2014-03-28Price change$118,900
2014-03-27Price change$119,200
2014-03-22Price change$119,500
2014-03-01Price change$121,800
2014-02-27Price change$122,300
2014-02-25Price change$122,800
2014-02-19Price change$123,800
2014-02-15Price change$124,300
2014-02-11Price change$125,300
2014-02-07Price change$125,800
2014-02-05Price change$126,300
2014-02-01Price change$126,800
2014-01-30Price change$127,300
2014-01-28Price change$128,300
2014-01-25Price change$128,800
2013-09-05Price change$129,300
2013-07-02Listed for sale$133,800
2012-10-26Listing removed$129,500
2012-09-07Listed for sale$129,500
2012-07-26Listing removed$129,500
2012-07-19Listed for sale$129,500

For Sale by Agent

AgentPam Brown
BrokerageNailor Realty One
Phone256-438-4591
View on Zillow

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