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2641 Meadow Lake Dr, Stockton, CA, 95207

2beds
2baths
1,318sqft
$485,000
$368price/sqft
$3,501/moest. monthly cost
$140,040/yrincome needed

About This Home

Enjoy waterfront living in this beautifully maintained 2 bedroom 2 full bath home offering 1,318 sqft of comfortable living space on a 6,313 sqft lot. Perfectly situated on the water, this property features breathtaking lake views and a private dock making it ideal for kayaking, paddleboarding, or simply relaxing by the water. Inside you will find soaring vaulted ceilings that create a bright and open feel and a spacious kitchen with plenty of cabinet and counter space. The bedrooms are generously sized. Both bathrooms are well appointed and offer comfortable layouts. The home is located on a quiet street with wide roads adding to the neighborhoods appeal. A durable presidential composition roof, installed just four years ago, provides added value and peace of mind. Whether you are looking for a full time residence or a weekend retreat, this exceptional waterfront property offers the perfect combination of comfort, recreation and stunning scenery. A must see home!

Getting Around

23
WalkingCar-Dependent
26
TransitSome Transit
57
BikeBikeable

Schools

4/10
3/10
Cesar Chavez High SchoolGrades 9-124.2 mi
2/10
Hoover Elementary SchoolGrades K-81.9 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,318 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 112040290000
  • Zoning: SFR
  • Special condition: Standard

Lot

  • Lot size: 6,311 sqft
  • Features: Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$152$1,824
Property Taxes $499$5,988
Electricity $398$4,786
Total$3,501$42,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,034/yr
40% on housing$105,030/yr
45% on housing$93,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 95207$203
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95207$275
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$485,000
2021-04-09Sold$390,000
2021-03-15Pending sale$369,900
2021-03-08Listed for sale$369,900
2021-02-18Pending sale$369,900
2021-02-14Listed for sale$369,900
1997-09-11Sold$154,000

For Sale by Agent

AgentJason Spence
BrokerageCentury 21 Select Real Estate

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