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5039 Gadwall Cir, Stockton, CA, 95207

3beds
3baths
2,630sqft
$760,000
$289price/sqft
$5,423/moest. monthly cost
$216,920/yrincome needed

About This Home

Residing on an impressive 8,712 sq ft waterfront lot in Stockton's coveted Quail Lakes community, this stunning 3-bedroom, 3-bath home offers a beautifully designed layout for both entertaining and relaxation! Soaring ceilings and tile floors framed by elegant columns welcome you into the sunken living room, where sliding glass doors showcase the serene waterscape. Just beyond the dining alcove, a cheerful kitchen features granite countertops, handsome cabinetry, and a complement of appliances. Dual-pane windows bathe the interior in natural light, while the full bath on the main level provides added convenience. Upstairs, a versatile landing with custom shelving and a wet bar sets the stage for soothing game nights or boisterous gatherings. Your restful primary suite includes a luxurious ensuite with dual vanities, a soaking tub, and a walk-in closet. All three bedrooms share access to a picturesque balcony with panoramic lake views. Outside, meticulous landscaping surrounds the rear patio leading to your private dock, while a tranquil fish pond and 3-car drive-through garage complete this enviable ensemble. Imagine what your next chapter could look like here!

Getting Around

24
WalkingCar-Dependent
33
TransitSome Transit
72
BikeVery Bikeable

Schools

3/10
Cesar Chavez High SchoolGrades 9-124.0 mi
4/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Gas Plumbed,Trash Compactor,Dishwasher,Disposal,Microwave,Double Oven,Plumbed For Ice Maker,Self Cleaning Oven,Electric Cooktop,Wine Refrigerator
  • Laundry features: Cabinets,Sink,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Dining/Family Combo,Space in Kitchen,Formal Area

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Gas,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),MultiUnits,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan,Multi Units

Interior Area

  • Total interior livable area: 2,630 sqft

Kitchen

  • Features: Pantry Closet,Stone Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Jetted Tub

Master Bedroom

  • Features: Balcony,Walk-In Closet

Property

Details

  • Parcel number: 112290350000
  • Zoning description: R1
  • Special condition: Standard
  • Other equipment: MultiPhone Lines

Features

  • Exterior features: Balcony,Dock
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard
  • Waterfront features: Pond,River Access,Lake Access

Lot

  • Lot size: 9,069 sqft
  • Features: Auto Sprinkler F&R,Shape Regular,Street Lights,Landscape Back,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Attached,Drive Through,Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$239$2,868
Property Taxes $779$9,348
Electricity $563$6,767
Total$5,423$65,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,931/yr
40% on housing$162,690/yr
45% on housing$144,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 95207$203
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95207$275
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$775,000
2026-02-17Listed for sale$799,000
2005-10-10Sold$689,000
2004-06-07Sold$530,000
2002-04-25Sold$416,000

For Sale by Agent

AgentDesiree Mataro
BrokerageBerkshire Hathaway HomeServices-Drysdale Properties

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