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2003 E Harding Way, Stockton, CA, 95205

2beds
1baths
627sqft
$260,000
$415price/sqft
$2,063/moest. monthly cost
$82,520/yrincome needed

About This Home

Charming Stockton home featuring 2 bedrooms and 1 bathroom, offering comfortable living spaces, a functional layout, and a convenient location close to local amenities, schools, shopping, and commuter routes.

Getting Around

79
WalkingVery Walkable
30
TransitSome Transit
59
BikeBikeable

Schools

5/10
3/10
Stagg Senior High SchoolGrades 9-123.0 mi
3/10

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 627 sqft

Property

Details

  • Parcel number: 11723126
  • Special condition: Notice Of Default

Features

  • Levels: One
  • Stories: 1
  • Entry location: front foor
  • Pool features: None

Lot

  • Lot size: 3,915 sqft
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$95$1,140
Property Taxes $256$3,072
Electricity $398$4,786
Total$2,063$24,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,731/yr
40% on housing$61,890/yr
45% on housing$55,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 95205$202
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95205$290
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2017-10-23Sold$135,000
2005-07-19Sold$389,500
2001-06-29Sold$63,000

Pre-Foreclosure

AgentNaisa Santeyan
BrokerageHome Saver Realty

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