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318 E Pine St, Stockton, CA, 95204

2beds
1baths
968sqft
$419,000
$433price/sqft
$3,118/moest. monthly cost
$124,720/yrincome needed

About This Home

Discover refined living in this beautifully curated 2-bedroom, 1-bath residence offering approximately 1,000 sq ft of thoughtfully designed space where timeless character meets modern sophistication. Recently transformed with a fully updated kitchen and appliances, beautifully refinished hardwood flooring, two generously sized bedrooms, a spa-inspired bathroom, a welcoming living room, and a cozy dining area, this home delivers a seamless blend of style and functionality. From the moment you enter, you are greeted by light-filled interiors, elegant finishes, and warm natural wood floors that flow effortlessly throughout, creating an inviting yet elevated atmosphere. The designer kitchen showcases sleek cabinetry, clean lines, and ample workspace, perfectly suited for both everyday living and effortless entertaining, while the spa-inspired bathroom features contemporary tile work, a walk-in shower, and a soaking tub that offers a tranquil, retreat-like experience. Each bedroom provides a serene and private setting, and the living and dining areas strike a perfect balance between openness and comfort, with every detail thoughtfully considered to present a polished, move-in-ready home. The low-maintenance backyard offers desirable privacy with additional 100sf storage/workshop.

Getting Around

72
WalkingVery Walkable
41
TransitSome Transit
61
BikeBikeable

Schools

4/10
Wilson Elementary SchoolGrades K-80.4 mi
3/10
Cesar Chavez High SchoolGrades 9-123.2 mi
2/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1925

Materials

  • Roof: Shingle
  • Construction materials: Wood

Other

  • Builder name: Craftsman Bungalow

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: Hookups Only

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Updated Kitchen
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 968
  • Total interior livable area: 968 sqft

Kitchen

  • Features: Breakfast Bar,Stone Counters,Dishwasher,Gas Range/Cooktop,Refrigerator,Updated Kitchen

Property

Details

  • Parcel number: 127120070000
  • Zoning: RM
  • Special condition: Standard
  • Other equipment: Other

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 3,920 sqft
  • Features: Other,Back Yard

Parking

  • Total spaces: 1
  • Parking features: Parking Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$137$1,644
Property Taxes $465$5,580
Electricity $398$4,786
Total$3,118$37,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,902/yr
40% on housing$93,540/yr
45% on housing$83,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 95204$213
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95204$288
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$419,000
2025-04-07Sold$255,000
2025-03-30Pending sale$265,000
2025-03-22Listed for sale$265,000

For Sale by Agent

AgentHao Hong Ng
BrokerageHao Hong Ng, Broker

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