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2080 Lucerne Ave, Stockton, CA, 95203

2beds
1baths
1,083sqft
$309,900
$286price/sqft
$2,536/moest. monthly cost
$101,440/yrincome needed

About This Home

Great starter home or investment property This cute 2 bedroom and 1 bathroom home is on a corner lot and is walking distance to Victory Park The living area still has its original wood flooring Both bedrooms are generous sizes The roof and AC were recently replaced The garaged is currently being used as an art studio and is drywalled and insulated The garage being detached and on a corner lot makes it a great potential for a garage conversion ADU

Getting Around

43
WalkingCar-Dependent
27
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

3/10
3/10
Cesar Chavez High SchoolGrades 9-124.7 mi
2/10

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Kitchen,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,083 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 133330010000
  • Zoning: r1
  • Special condition: Standard

Lot

  • Lot size: 5,000 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$108$1,296
Property Taxes $463$5,556
Electricity $398$4,786
Total$2,536$30,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,948/yr
40% on housing$76,080/yr
45% on housing$67,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 95203$180
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95203$268
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$309,900
2026-06-18Pending sale$325,000
2026-06-05Price change$325,000
2026-05-12Listed for sale$329,000
2009-07-30Sold$100,000

For Sale by Agent

AgentIsaac Sanchez
BrokerageAurora Realty

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