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46 W Julian St Unit 217, San Jose, CA, 95110

3beds
3baths
2,661sqft
$1,599,000
$601price/sqft
$10,550/moest. monthly cost
$422,000/yrincome needed

About This Home

Rare opportunity to own one of Downtown San Joses premier live/work residences. Offering over 2,600 SF, this unique property combines luxury urban living with a professionally zoned commercial space ideal for entrepreneurs, business owners, creatives, consultants, and client-facing businesses. The upper level features an open-concept floor plan with wood flooring, an updated kitchen with granite countertops and stainless-steel appliances, a private patio with downtown views, and two spacious bedroom suites with walk-in closets and custom organizers. The versatile ground-level space offers direct street access and excellent visibility, making it ideal for a business, office, studio, or showroom. Additional features include three dedicated parking spaces, two large private storage rooms, and access to community amenities including a pool, fitness center, sauna, spa, and hot tub. Ideally located near San Pedro Square Market, SAP Center, Caltrain, Whole Foods, restaurants, entertainment, and major commuter routes, this is a rare opportunity to enjoy the ultimate live/work lifestyle in the heart of Downtown San Jose.

Getting Around

91
WalkingWalker's Paradise
72
TransitExcellent Transit
92
BikeBiker's Paradise

Schools

1/10
Grant Elementary SchoolGrades K-50.8 mi
4/10
7/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Other
  • Roof: Other

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, Tile, TubinPrimaryBedroom

Bedroom

  • Features: GroundFloorBedroom, WalkinCloset, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,661
  • Total interior livable area: 2,661 sqft

Kitchen

  • Features: Countertop_Granite

Property

Accessibility

  • Accessibility features: Elevator/Lift

Details

  • Parcel number: 25952014 01
  • Zoning: APD
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community,In Ground
  • Patio & porch: Balcony/Patio
  • Spa features: Other,Spa/HotTub

Parking

  • Total spaces: 3
  • Parking features: Assigned,Common,Electric Gate
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$193$2,316
Property Taxes $1,702$20,424
Electricity $570$6,847
Total$10,550$126,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$361,714/yr
40% on housing$316,500/yr
45% on housing$281,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$601This listing

vs Other Active Listings

Avg $/sqft

ZIP 95110$480
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95110$988
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$1,599,000
2018-04-30Sold$1,250,000
2004-08-18Sold$670,000

For Sale by Agent

Agent Thao Dang & Brian Ng
BrokerageBlock Change Real Estate

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