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850 N Baker St, Stockton, CA, 95203

4beds
2baths
2,533sqft
$484,000
$191price/sqft
$3,654/moest. monthly cost
$146,160/yrincome needed

About This Home

Price Adjustment for this beautiful home. From the moment you step onto the welcoming wraparound porch, this timeless residence invites you to experience the craftsmanship and character of a bygone era. Inside, rich architectural details abound, including pocket doors separating the living and dining rooms and a formal dining room adorned with stunning coffered ceilings, detailed crown molding, and contrasting trim accents that add depth and elegance to the space. Elegant French doors from the living room open to the side of the porch, creating a seamless connection between indoor comfort and outdoor relaxation. The spacious living and dining areas reflect the generous proportions and workmanship of the era. The updated kitchen blends modern convenience with enduring character, and the bathrooms have been tastefully refreshed. One bedroom and a full bath are conveniently located downstairs, ideal for guests or multi-generational living. Upstairs, you'll find the remaining bedrooms, a second full bath, and a light-filled sunroom that provides the perfect retreat for reading, morning coffee, or creative space. The upper level offers privacy, flexibility, and an abundance of natural light throughout. Tax records reflect four bedrooms; however, the home offers a flexible fifth room with a closet, currently used as a craft/sewing room that could easily serve as an additional bedroom, office, or guest space. A full unfinished basement with both interior and exterior access provides exceptional storage, workshop potential, or future possibilities. A rare opportunity to own a property that honors its architectural heritage while accommodating today's lifestyle.

Getting Around

82
WalkingVery Walkable
43
TransitSome Transit
70
BikeVery Bikeable

Schools

2/10
3/10
Cesar Chavez High SchoolGrades 9-124.3 mi
3/10

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Frame,Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Microwave,Dryer,Washer
  • Laundry features: Ground Floor,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Room

Features

  • Flooring: Carpet,Linoleum,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room,Raised Hearth,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),MultiUnits
  • Cooling features: Ceiling Fan(s),Central Air,Multi Units

Interior Area

  • Total interior livable area: 2,533 sqft

Kitchen

  • Features: Tile Counters

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 135423010000
  • Zoning description: Residental
  • Special condition: Standard

Lot

  • Lot size: 5,048 sqft
  • Features: Corner Lot,Curb(s)/Gutter(s)

Parking

  • Total spaces: 1
  • Parking features: Covered,Driveway,Level Driveway/Sidewalks
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,447$29,364
Home Insurance *$169$2,028
Property Taxes $495$5,940
Electricity $543$6,518
Total$3,654$43,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,280/yr
40% on housing$109,620/yr
45% on housing$97,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 95203$179
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95203$268
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Pending sale$435,000
2026-04-17Price change$435,000
2026-03-20Price change$450,000
2026-02-27Listed for sale$470,000

For Sale by Agent

AgentSharon Donahue
BrokerageWerner Properties

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