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739 N Center St, Stockton, CA, 95202

2beds
2baths
1,773sqft
$449,000
$253price/sqft
$3,357/moest. monthly cost
$134,280/yrincome needed

About This Home

Endless potential awaits at this unique 3-story home in Stockton. Featuring spacious living areas and a versatile layout, this property offers an excellent opportunity for renovation, customization, or future value enhancement. The garage has been converted into a studio-style living space with 2 bedrooms, providing additional flexibility for a variety of living arrangements. Conveniently located near downtown Stockton, schools, shopping, dining, and major commuter routes. Bring your vision and explore the possibilities this property has to offer. There are also solar panels. Seller also owns the adjacent parcel located at 747 N Center St., Stockton, CA 95202 (APN 137-180-28). The neighboring lot may be available for purchase separately. Contact listing agent for additional information

Getting Around

86
WalkingVery Walkable
54
TransitGood Transit
67
BikeBikeable

Schools

2/10
3/10
Cesar Chavez High SchoolGrades 9-123.8 mi
4/10
Wilson Elementary SchoolGrades K-81.3 mi

Construction

Condition

  • Year built: 1902

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Up,Main Level Primary
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,773 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 13718029
  • Special condition: Notice Of Default

Features

  • Levels: Two
  • Stories: 2
  • Entry location: front door
  • Pool features: None

Lot

  • Lot size: 5,000 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$155$1,860
Property Taxes $534$6,408
Electricity $398$4,786
Total$3,357$40,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,097/yr
40% on housing$100,710/yr
45% on housing$89,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 95202$168
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95202$152
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-11-16Listing removed--
2023-09-30Price change$405,000
2023-09-07Price change$414,000
2023-06-14Listed for sale$434,000
2023-05-26Listing removed--
2023-04-27Price change$568,500
2023-01-13Listed for sale$598,000
2022-06-22Sold$260,000
2020-05-13Listing removed$300,000
2020-04-09Listed for sale$285,000
2013-05-28Listing removed$995
2013-03-25Price change$995
2012-12-13Price change$1,200
2012-12-10Price change$1,100
2012-10-10Price change$1,200
2012-10-05Listed for rent$1,400
2002-02-28Sold$120,000
1997-10-10Sold$64,500
1995-04-19Sold$55,361
1994-02-07Sold$26,000

Pre-Foreclosure

AgentKaitlyn Dares
BrokerageHome Saver Realty

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