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440 E Vine St, Stockton, CA, 95202

3beds
2baths
1,826sqft
$430,000
$235price/sqft
$3,162/moest. monthly cost
$126,480/yrincome needed

About This Home

This duplex is what you're looking for. Lots of upgrades, stable long term tenants and a great location. Near St Joseph's Hospital, University Park & Stanislaus State University. Minutes from Downtown Stockton and all public transportation. The 2 bedroom unit features an upgraded Kitchen & includes stove and refrigerator along with a laundry room with Washer & Dryer. The 1 bedroom unit's kitchen has also been upgraded and the unit includes Stove & Refrigerator. Both units are well cared for. The backyard features a seating area and off street parking.

Getting Around

79
WalkingVery Walkable
43
TransitSome Transit
74
BikeVery Bikeable

Schools

2/10
3/10
Cesar Chavez High SchoolGrades 9-123.3 mi
4/10
Wilson Elementary SchoolGrades K-81.0 mi

Construction

Condition

  • Year built: 1902

Materials

  • Foundation: Other
  • Construction materials: Frame,Lap Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Craftsman
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Free-Standing Electric Oven,Free-Standing Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,826 sqft

Property

Details

  • Parcel number: 139193060000
  • Zoning: R1
  • Special condition: Standard

Lot

  • Lot size: 3,267 sqft
  • Features: Shape Regular,Curbs/Gutters

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$149$1,788
Property Taxes $441$5,292
Electricity $398$4,786
Total$3,162$37,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,411/yr
40% on housing$94,860/yr
45% on housing$84,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 95202$170
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95202$152
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$430,000
2024-06-21Listing removed--
2024-03-29Listed for rent$1,500
2018-08-21Sold$225,500
2018-07-23Pending sale$229,900
2018-07-13Price change$229,900
2018-07-06Price change$234,900
2018-06-20Listed for sale$239,900
2010-07-02Sold$106,000
2009-12-18Sold$32,200
1998-04-07Sold$22,500
1996-05-17Sold$71,939

For Sale by Agent

AgentJoseph Osborne-Schoenleber
BrokeragejobiHOMES

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