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876 Desert Isle Dr, San Jose, CA, 95117

5beds
4baths
2,346sqft
$1,875,000
$799price/sqft
$12,381/moest. monthly cost
$495,240/yrincome needed

About This Home

Fantastic Duplex property in very central location. 3 Bed 2.5 bath on one side, 2 Bed 1 Bath on other. Perfect for owner occupied and keeping one side as rental. 3 Bed side has upgraded Kitchen with newer cabinetry and granite counter's overlooking a dining area. Living room features fireplace. attached 1 car garages, private rear yards.

Getting Around

56
WalkingSomewhat Walkable
40
TransitSome Transit
70
BikeVery Bikeable

Schools

10/10
Easterbrook DiscoveryGrades K-80.8 mi
8/10
Prospect High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Residential Income

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Built In Oven/Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Features

  • Door features: None
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Whole House Fan

Interior Area

  • Total structure area: 2,346
  • Total interior livable area: 2,346 sqft

Kitchen

  • Features: Countertop_Granite, Countertop_Tile

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 29935097
  • Zoning: R2
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 6,100 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,481$113,772
Home Insurance *$143$1,716
Property Taxes $2,254$27,048
Electricity $503$6,036
Total$12,381$148,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$424,491/yr
40% on housing$371,430/yr
45% on housing$330,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$799This listing

vs Other Active Listings

Avg $/sqft

ZIP 95117$672
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95117$1,190
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$1,875,000
2026-08-05Contingent$1,875,000
2026-07-25Listed for sale$1,875,000
2025-06-11Listing removed$3,000
2025-06-07Listed for rent$3,000
2022-07-31Listing removed--
2022-07-26Listed for rent$2,750
2015-02-20Sold$1,225,000
1995-02-23Sold$310,000

For Sale by Agent

AgentJoseph Da Rosa
BrokerageIntero Real Estate Services

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